Healthcare – The Fastest Route to a Bright Financial Future

We are all pursuing education so as to secure our future financially. Here it is very necessary to take up education in fields that are fast growing, so that we can also get the maximum financial benefits in the years to come.

Healthcare is seen as one of the fastest growing opportunities in the US. According to the US Department of Labor, seven out of 10 highest growing jobs are in the healthcare industry.

This has been primarily due to the "Baby Boomers", who are fairly well off and can afford a more than reasonable amounts to spend on healthcare.

People born in the 1950's, who are still in great health, are hiring people to tend to their aging parents. Earlier people used to take care of their parents themselves, but now they can very well afford to hire help.With escalating healthcare costs, the demand for professionals with lower wages and lower skills is skyrocketing, the growth in demand for doctors and nurses is fairly steady. But medical assistants, dental assistants and physical therapist aides should expect a growth of at least 30% in the next few years.

Dental assistants will be in great demand as Dentists are going to need more assistants for routine tasks, so they can devote more time to specialized tasks.

Most assistants learn on the job, but now more people are going for specialized training, which typically takes 1 year or even less to complete.

Their jobs covers functions like sterilizing equipment, prepare and layout instruments and other dental material, collect dental records, prepare patients for treatment, assist the dentist during the process, take X-rays, prepare dental impressions and a whole lot of associated activities.

For those who wish to pursue this career, a background in biology, chemistry, health is needed. Further training with programs approved by the American Dental Association (ADA), which are either a 1 year Certificate or Diploma, or a 2 year Associate degree. There are a number of private vocational institutes that even offer 6 months training, but these are not accredited.

Even after completion of the program, on-the-job training is considered important and assistants have to learn the manner in which the dentist runs his clinic and the procedures and practices that he follows. These can vary from dentist to dentist.

A person can expect to work 35 to 40 hours in a week at wages ranging from $ 15 to $ 25 per hour.

Similarly, Medical assistants will also be in short supply and the demand is going to grow very fast.

Medical assistants are practically running the clinics of doctors, chiropractors and other health practitioners. Their duties vary from clinic to clinic, depending on the location, size and specialty of the practitioner. They handle both administrative and clinical tasks.They maintain patient records, deal with insurance, interact with hospitals, laboratories in addition to other basic office activities like telephones, correspondence, appointments etc.

Post secondary programs are offered for a 1 year certificate or diploma, or for a 2 years Associate degree.

However formal training is not really required, as on the job training can also be suitable to get a job.

The job generally is a 40 hours per week full time or part time occupation. The annual salaries vary from $ 24000 to $ 40000.

In all these statements, certifications from recognized bodies can be of great help. Also all these jobs offer great scope for further progress into associated fields, thereby the person can be assured of a secure financial future.

In case you need more information about these professions, please comment on the article or you can contact the author by email

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The White Baby Boomers Had So Much Money

The speaker is Theodore Roszak, author, historian, unique philosophical thinker. I loved interviewing him in 1989. He coined the phrase counterculture and had unique insights into the baby boomers without being one himself. If you found this of interest, please subscribe as I will present and future days many more comments from him. Thank you.

History Of Baby Cribs

Baby cribs, being the child’s first bed, have a most interesting history! The word “bed” initially means the place where a person sleeps – originally no more than a hollow in the ground. The first types of baby cribs were a small swinging or rocking bed known as a cradle. It has a long history and was typically one of the first pieces of furniture to be added to a new household.

Before the colonies were settled by Europeans, Native Americans cradled their babies in a multitude of different styles, almost as diverse as our modern baby cribs. There were bark cradles, skin cradles, lattice cradles, board cradles, basket cradles and many more. The style changed with the geography of the tribe and was influenced by the materials available for construction. Swaddling (wrapping the baby tightly in cloth or skins) was a favorite of many tribes since this was seen as a safety standard. Many Navajos still use a traditional board cradle that swaddles the baby to keep it safe and protected.

The earliest and most common type of cradle is the rocker, derived undoubtedly from a hollowed out half log to provide a secure resting place for baby. It was a simple step to move from the hollowed out log to a box mounted on transverse curved sections and a particular baby crib favorite with the early Colonists was characterized by sloping sides and a hooded end made from simple nailed pine boards. Examples also exist of cribs that represent “great beds of state” for royal babies. These fancy cribs were richly carved and furnished with elaborate and costly hangings. Many cradles were designed so they could rock easily, with one mechanical invention claiming that the cradle would self rock for an hour and a half! Early cribs were made to be placed right next to the parent bed, since bedrooms are actually a later addition to architecture that came with the ability to heat the home more easily. It isn’t known if there were any safety standards under consideration in those early days.

Once the baby was too large for the cradle it graduated to a trundle bed. The name is derived from the utility of this bed which was made to fit easily under the parent’s bed and thus conserve space. Early homes were often one or two room cottages where space was a premium.

The baby crib came into existence as homes became larger, during the 1800’s, and could accommodate their size. They were usually home-made and passed on from child to child, since families were rather large in those years. Baby cribs were also passed on through generations since they were constructed of solid, durable wood found locally. If you run across such a crib today you will marvel at its sturdiness. A recent trip to an antique store while looking for a crib for my new grandson bore this out. The crib was made of hardwood that had been softened by many decades of hands-that-rocked-the-cradle and gave no indication of ever wearing out.

The basic shape and design of the crib has not changed much since the 19th century although we have an ongoing improvement in design as well as an ever increasing demand of higher safety standards . In light of these present safety standards it became obvious that the lovely antique crib I found would better display a doll or some beautiful stuffed animals, than to become my grandson’s first bed. There were safety issues that included slats too far apart and a design in the headboard which could prove dangerous. We urge parents to keep a close eye out for safety, both when purchasing a new crib and to maintain an existing crib. History is fun and interesting but our priority is to keep our babies safe.

Social Security in the 21st Century

Social security is one of the successes gotten by the Americans. The program provides a foundation of economics security for more than 47 million Americans and their families. The reason for the built in protections, we have come close to eliminating poverty among seniors. It also helps in the provision of basic income to millions of families who have suffered the death or disability of a wage earner.

The financial security of social security is very strong. In 2003, it took in the rate of $161 billion more than it paid out in benefits. These programs have the resources to provide benefits for the baby boomers and their children and grandchildren. The security trustees predict that it will pay ever -increasing benefits through at least many more years to come when a surviving baby boomer will be mostly in his/her 80s and 90s. If the US economy long-term growth rate falls to half the level of the past 50 years, the trust fund may be depleted after 2042, but social security payroll taxes alone would still cover benefits worth an estimated $1000 more after inflation than today’s senior receive.

Using less -pessimistic assumptions, the trustees low – cost long term forecast predicts that it will continue to provide each generation of retirees with more generous benefits than their predecessors through the entire 21st century. If social security finances are really in good shape why have so many politicians, policy analysts,and reporters warned us that something must be done to save it? How we have so many Americans become convinced that it won’t be there for them.

Misconceptions about social security are widespread because predictions about the distant future based on multiples assumptions are reported as facts”, frequently distorted,and almost always considered out of context. In addition, some organizations and individuals committed to privatizing it are driven by ideology or hope of profiting from the billions of dollars in investments fees that a privatized system could generate.

The majority of American would be worse off financially under a privatized system, all would be far less secure,and creating a new system would cost trillions of new tax dollars. Therefore, undermining faith in the existing program has been a major strategy private organizations have used to promote their agenda.

This report provides background information on how social security works, explains how it is that Americans can easily afford it in the long run even as our population ages, and points out fundamental problems with proposals to privatize the program.

Finally, it recommends ways we should improve social security to serve Americans better. While we most often see it as a retirement program, 30% of beneficiaries collect survivors of disability insurance. Social security survivors insurance provides benefits to the families of deceased workers, including children under 18, 18 and 19 years -olds in high school, disabled sons or daughters of any age, elderly dependent parents, and surviving spouses who are elderly, disabled, or caring for eligible children.

The social security trust fund & the trustees report is based on the projects of income and expenses of social security for 75 years into the future. The projections require numerous assumptions about birth rates, immigration rates, unemployment, average wages, life expectancy, and the like over. Over 75 years, small differences in assumptions can result in large differences in outcomes. The trustees make three different projections based on different assumptions. These three scenarios are called the low cost, intermediate, and high -cost projections:

The trustees intermediate projection: the trustees intermediate projection predicts that social security payroll taxes will continue to exceed benefits until 2018, and the combination of taxes and interest on the trust fund will cover benefits until 2028.

The trustees low-cost projection with slightly different assumptions predicts that the trust fund will never be exhausted and the program will always have the resources to pay full benefits without any changes in the tax rate or benefit formula.

The Boomer Bomber

Police arrested Cesar Sayoc in connection with mail bombs sent to various Democrats. The mainstream media is describing Mr. Sayoc as a ‘white male.’

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