Economic collapse is inevitable due to the demographic decline in the US. The social security and pension systems we designed were made for a growing economy. Now with less than projected sales and growth we look for the source. When asked recently to compile my thoughts on the greatest risk our economy faced. The truth is the demographic trends that have been underway for some time place the current economy beyond sustainability. With the largest generation moving into retirement we are now seeing a massive transfer of wealth. Many believe social security isn’t going to be there for them when they go to retire. In fact studies show most Americans are unprepared for what retirement might mean for them. The collapse of the economy is inevitable and the current struggles about interest rates have little bearing on the true risk of economic collapse posed by the baby boomer retirement crisis.