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How to Start a Non-Emergency Medical Transportation Business

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By now you must be aware of the many compelling reasons why a non-emergency medical transportation business offers entrepreneurs such a great business model. With the growth in the health care industry and the explosion of baby boomer retirees, this market is big and set to get even bigger still.

In this article we look at how to start a non-emergency medical transportation (NEMT) business. Learn about some of the steps that are involved and some of the aspects of this business that you will have to consider.

Franchise or Independent Operator?

There are now several players offering non-emergency medical transportation franchises. Entrepreneurs benefit with the franchise model as they can operate under an established brand and get advice and training to get started and run a business. However, with the franchise fees that must be paid initially and on an ongoing basis, the upside potential for profit is reduced. If you do your homework, you will find that this business is not that difficult and it is possible to start up and thrive independently.

Choosing the Right Area

Give some thought to the demographics of the area where you are setting up your business. Look for statistics that prove that there are a good number of elderly, disabled or Medicaid citizens living nearby. Compile a list of hospitals, dialysis centers, retirement homes, assisted living centers and other relevant operations. You could even make initial contact with some of these organizations and find out about the transportation solutions that they currently have in place.

Research the Competition

Identify all of the major competitors that you will have in your area and evaluate them in terms of their strengths and weaknesses. You may decide to incorporate parts of their business model into your own business and reject other parts. Learn as much as you can about them by reading their websites and calling their offices to ask questions. You can even spend some time following around some of their vans in order to understand how they work and to find out exactly who their customers are.

Getting Started – Licenses and Permits

Regulations and requirements for medical transportation businesses vary from state to state so you should make enquiries at the local level to find out what your obligations are.

As you are in the business of transporting paying customers from one place to another you will need some kind of permit, just as a taxi driver does. Your application for this kind of license will be handled by transportation authorities at the state or local level. Due to the nature of this work, some states will also require businesses in this industry to be registered with local health authorities.

There may also be other paperwork that needs to be done such as registering your business name, getting a business license (possibly more if you serve multiple counties) and zoning considerations if you run a home business.

Vehicles and Equipment

It is common for medical transportation services to purchase regular vans, either new or used, and then have them fitted out to suit special needs clients. Business owners typically start out with one vehicle and gradually add to their fleet as their business grows.

The best vans for an ambulette have a high raised roof and doorways. Access is usually on the side of the vehicle but can also be at the rear.

Some operators still use manual lifts to help them get wheelchair passengers into and out of their vans. However, you should be able to provide a faster, more professional service if you have a modern hydraulic lift installed.

Once inside the van, wheelchairs can be fastened to various securing devices so that they don’t move around during transit. Vehicles also require customized seatbelts for wheelchair bound passengers. You can also improve the quality of your service if you have some comforts like TV and air conditioning.

A decent sized van that is properly kitted out should be able to transport four wheelchair bound passengers at a time as well as have extra seats available for caregivers. Depending on your clients, you may also need a space in your van that will allow you to fit in a passenger that is confined to a stretcher.

Insurance Policies

To protect yourself from unforeseen events you will need to purchase a variety of insurance policies. A general liability insurance policy will ensure that you are covered in situations where your customers are injured or suffer losses while they are in your care. You will also need regular automotive insurance to protect yourself in cases where your vehicles are damaged, stolen or involved in traffic accidents.

Payment Options

Decide on how you want to collect payment for your services. You may have to invoice medical institutions on a monthly basis or you may need to process credit card payments for individual clients. If you service large clients like Medicaid then it may be as simple as receiving a check in the mail each month. Talk to some prospective clients and look at what their needs are. Find out what payment options your competitors are offering.

Service Hours

Give some thought to your operating hours. The best ambulette services in the market usually offer weekday service from early morning to late at night with decent hours on Saturdays too. As a sole operator you will be limited in the hours that you can take on. As you expand into a multi-driver operation you will be able to offer more flexible scheduling to clients.

Staffing Requirements

If you start out doing all the driving while also managing your business you will quickly get burnt out. In order to grow you need to step back and hire some drivers so that you can move into a purely management and marketing orientated role.

Staff should have a drivers license that allows them to take passengers and they may also be subject to certain standards or requirements at the local level. No matter what you should make sure that your staff are trained on how to do the practical side of the job. They need to know how to assist passengers and their caregivers as they get in and out of vehicles. They should also be instructed to smile and make pleasant conversation if the opportunity arises so that they help your brand to gain a positive reputation.

Marketing

There are many different ways to market a non-emergency medical transportation business. For some ideas on markets that you can target read our article on Medical Transportation Business Opportunities.

Initially you will have to go out and meet prospective clients and possibly even bid to try and win contracts. However, if your team are doing a good job then you will find that eventually business will come directly to you through word of mouth and referrals.

You can of course improve your chances of getting calls from private paying clients if you do a little advertising. A website that comes up in the search results when people search for ambulette services in your area can really help. A small Yellow Pages listing will also almost certainly be worth the cost. You can pretty much try any method that other local service businesses are using to promote themselves. Vehicle advertising is great for exposure and flyers, postcards or door hangers may work as well.

Baby Boomer Issues: Kids Blowing Their Inheritance – Accountingweb.com

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In an episode of The Blacklist, Raymond Reddington asks Earl King VI, patriarch of a 200-year crime family, “Sixty-five percent of inherited wealth is gone by the second generation, 90 percent by the third. How do you do it?” Baby boomers who worked hard to accumulate substantial assets may not want to leave them to spendthrift children. What advice can you give them?

What’s the Real Issue?
“Money doesn’t buy happiness, but it keeps the kids in touch.” Boomer parents, now in their 50s to 70s, fear losing control. If they have children accustomed to visiting the “Bank of Mom and Dad” even in their 30s and 40s, they worry their kids see their eventual inheritance as the start of their luxurious retirement lifestyle. Even worse, they see those inherited assets in the center of a messy divorce settlement.

What’s the Wrong Solution?
They must resist the urge to control their money from the grave. They might choose to set up a highly restrictive trust, not allowing their heirs to touch a penny until they are 40 years old. 

Another ill-conceived strategy is to establish a trust with a miserly trustee who will say “no” to any requests. This will foster resentment for generations and keep the lawyers employed. The controversy surrounding the Barnes Foundation is a good example.

What’s the Risk of Not Addressing It?
This problem doesn’t involve tax return preparation, so why should you get involved? Because it’s an important issue for your client. They probably don’t know where to turn for advice. You are a fiduciary, not a person selling a product.

If the client ignores the problem, their worst fears may come true. It’s been said that 70 percent of lottery winners burn through the money in just a few years.

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Nursing Shortage in Health Care Industry

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Nursing shortage refers to a situation where the demand for nurses is greater than the supply. This is the current situation for nursing, which includes registered nurses (RNs), licensed practical nurses (LPNs) and certified nursing assistants (CNAs). This shortage is not limited to America alone, as the problem exists in countries all over the world.

The Bureau follows those statistics with similar percentages for certified nursing assistants. The Bureau of Labor Statistics, in their 2010-2011 Occupational Outlook Handbook states the job outlook for nursing assistants is excellent and employment is expected to grow faster than other occupations. Employment for certified nursing aides is expected to grow 19%, a little higher than nursing in general. This result is primarily in response to the long-term care needs of an increasing elderly population and the financial pressures on hospitals to discharge patients as soon as possible. With an enormous number of baby boomers coming into retirement age and the US population projected to grow at least 18% over two decades in the 21st century, and the population of those sixty-five and older expected to increase three times that rate, the number of healthcare providers needed greatly increases.

As a result, new jobs will be more numerous in nursing and residential care facilities than in hospitals, and growth will be especially strong in community care facilities for the elderly. Modern medical technology will also drive demand for nursing aides, as the technology saves and extends more lives, thus increasing the need for long-term care provided by aides.

In August of 2010 ABC News presented to the public a segment on the nursing / health care shortage. ABC stated that despite the unemployment numbers there continues to be a nursing shortage in our country and some of the top hospitals are continually trying to fill that shortage, yet never seem to have enough CNAs, LPNs or RNs coming through their doors.

To answer the demand for these shortages hospitals, care center and health advocates are becoming more and more resourceful. Multi-million dollar grants are being awarded to boost employment, international recruitment is promoted, nursing recruitment initiatives and nursing workforce development programs are enacted – all to help meet the demand for healthcare practitioners.

The large need for health care workers has resulted in a huge support system to help you succeed in your career for certification. Whether your long-term career goal is as a licensed practical nurse (LPN), registered nurse (RN), or a certified nursing assistant (CNA- which can be a starting point to your future health care career), these programs are well worth pursuing.

A nursing degree is the first step for many considering a career as a nurse. There are many CNA programs available and many only take eight short weeks to complete.

Study: Baby boomers, Gen X not saving enough for retirement – News 12 Long Island

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WOODBURY – An AARP New York and Siena College poll shows that nine out of 10 baby boomers and Generation Xers are struggling to save enough for retirement.

The study also shows that some are not participating in savings programs through their employers. Investment advisor Michael Kresh says this has been a problem since more employers stopped providing pensions.

“Their savings rate is perceived to be coming directly out of your pocket,” says Kresh. “It’s not a benefit from the employer and the vast majority of people who are saving won’t put in a penny more than what their employer matches.”

What’s even more concerning to experts is that nearly a quarter of both generations expect to rely on Social Security during their retirement years.

Kresh says if a person is earning more than $120,000 each year, the most they can expect in Social Security is $30,000.

“I can’t think of that many places, even in this country, where you can really get by on $50,000 a year,” says Kresh.

The poll cited the high cost of living as the main reason why Long Islanders aren’t saving enough for retirement.

[Gwent Deck] Baby Boomers | Gwent: The Witcher Card Game

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Gwent The Witcher Card Game Deck Highlight : Monsters Baby-Boomers. Swarm Deck Archetype.
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How to Play Mahjong – The American Mahjong Card

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For today's baby boomer generation learning how to play Mahjong (American Mahjong) is a must. This incredibly addictive game is a great social unifier. It is a great way to meet new people, make new friends and have loads of stimulating fun. Although the 'house rules' differ in some ways from the official rules, the basic American Mahjong rules are more or less the same. At first learning how to play Mahjong may be intimidating but it is well worth the effort. Its Chinese origins give the game an air of mystique.

The aim of the game is to complete a winning hand. The American Mahjongg League produces a card showing the winning hands. The card is changed annually ensuring the game remains fresh and exciting. Some hands are more challenging than others. Part and parcel of the 'learning how to play Mahjongg' process is gaining an understanding of the winning hands presented on the card.

It takes great skill and strategy deciding which hand to play. It often happens based on the tiles you have been dealt that there are a number of hands that could be played. Often the best thing to do in these situations is to keep all possibilities open for as long as possible. However, beginner players would be well advised to pick a winning hand to work towards as early as possible.

There is nothing like the thrill of declaring "Mahjong". Upon declaring 'Mahjong' you will need to reveal your entire hand to the other players so that they can verify that you do in fact have a valid hand. After that, it is time to play again! Rotation in Mahjong occurs counter clockwise, so the player on the south end would move to the east and become the dealer, and so on around the table.

The game is growing in popularity on a daily basis and more and more baby boomers are interested in learning how to play Mahjong. Mind you, people in their twenties and thirties are learning the Mahjong Rules and are also becoming Mahjong addicts. I highly recommend learning how to play Mahjong today.

75% of Baby Boomers Unready to Age in Their Homes | Builder … – Builder Magazine

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HomeAdvisor was out Monday with its annual report on Aging in Place. What it found is not surprising: many baby boomers do not think of themselves as old and pay little heed to the notion of aging, wherever that may happen. But there is good reason for them to do so, and builders can play a role in informing them. It’s good business, because, as bank-robber Willie Sutton once said, that’s where the money is.

Among the key findings of the report:
Baby Boomers Hesitant to Invest in Aging-Related Home Upgrades
With 61% of homeowners over the age of 55 planning to stay in their homes indefinitely, it’s surprising that few older homeowners are investing in aging-related improvements. In fact, 65% believe their home’s layout is adequate without any aging-related improvement, and over three-quarters of homeowners (78%) have never completed an aging-related renovation.

Older Homeowners Want to Thrive in Place, Not Age
There is a disconnect between the perception of aging in place—adding grab bars and installing wheelchair ramps—and the reality: that many design features can enhance the livability of a home for all ages. Among homeowners who’ve never considered an aging-in-place renovation, 40% say it’s because they don’t have a physical disability that requires it; 20% say they don’t consider themselves old enough yet for such a project.

Smart Home Technology Increases Safety and Livability
Smart home technology can provide solutions for homeowners looking to increase their safety, accessibility and easy of living. Two-thirds (67%) of homeowners over age 55 believe smart-home technology could help them age in place, yet fewer than 1 in 5 (19%) have actually considered installing it for such purposes.

Martin Bormann – A New Body of Evidence

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When anyone mentions the name Martin Bormann most baby-boomers will know who he was, they will also be quick to tell you that even though there was a wild goose chase across the globe to find him, he certainly died in 1945, proved they say , by the finding of his bones in Berlin in 1972. Martin Bormann Hitler's right hand man and chancellor, the man that controlled all of the vast Nazi loot was tried in absentia in October 1946 at the Nuremberg trials. Found guilty of war crimes and sentenced to death by hanging, Bormann evaded the noose due to his mysterious disappearance.

Two Nazi witnesses at the Nuremberg trials testified to the fact that they had seen Bormann and fellow Nazi, Dr Ludwig Stumpfegger dead, only hours after fleeing the bunker where Hitler had supposedly put a bullet through his brain. One going as far as to say that he had even seen Bormann's dead '' moonlit face ''.

From 1945 the hunt for Martin Bormann was on. During the confusion of those early post war years, the West German government kept the heat up, but UKUSA's 'hunt' was only, If anything, luke-warm. A concentrated search effort had been made in 1945 around the site of the supposed 'moonlit' scenario of Bormann and Stumpfegger, with who he was last seen alive. With the advantage of hordes of allied troops on the ground to co-ordinate a thorough search, no stone was left unturned. The same was done independently by a Russian recon group, after Lieutenant General Konstantin Telegin, of the Soviet 5th Shock Army was delivered of a diary said to be of Bormann's, found near the same site.

In those early post war years, it was not yet a 'cold case', with memories still fresh and the ground still soft. Any such corpses although decomposed, would have certainly been on, or near the surface and easily identifiable with the minimum of forensics; but not as much as a scrap of flesh was found of either man. At least they had some disputable charred remains of Hitler, but the bodies of Bormann and Stumpfegger had literally vanished into thin air, along with the Nazi loot.

But after construction workers came across human remains near the Lehrter station in Berlin in 1972, the world's press gathered to hear if this was indeed Bormann. Bormann's Nazi dentist Dr Hugo Blaschke was called and he recalled from memory his former patient's dental physiology and gave testimony that they were one and the same, the case was closed. It was not until 1998 that due to modern science the remains were subjected to a DNA forensic study by the West German prosecutor. The reason for this new 1998 investigation was that in 1996 Christopher Creighton, aka John Ainsworth-Davis a former British Naval Intelligence agent and member of the covert British group COPP (Combined Operations Pilotage Parties) had published a book, OPJB (Operation James Bond) . In the book, Creighton using a pseudonym claims that along with Ian Fleming, he was instructed by Winston Churchill and Desmond Morton the head of Secret British intelligence section V to rescue Martin Bormann from a burning Berlin in May 1945. The book, passed off as a novel to protect Creighton from serious breach consequences of the Official Secrets Act unsettled the German government so much that a thorough forensics and DNA investigation was carried out on the remains. The forensic results came back after the legal medical team matched blood from a Bormann relative, the match was positive.

A confirmation of the remains being those of Bormann was released to the world's press, along with the statement that Martin Bormann had certainly died in 1945 at the site his remains were found.

Due to the 1998 DNA confirmation of the Skeleton, Modern historians teach their students that stories of Bormann escaping to South America are false, nothing more than the rantings of conspiracy theorists and madmen. Investigative journalists and even former intelligence agents have been continually slandered after they have released information to the contrary, that there has been a cover up by the western allies, that not only did Bormann escape, but his escape was orchestrated by the British intelligence services with the support of the United States government.

Anyone that dares to raise any questions as to the true dynamics of Bormann's disappearance and death, are discredited based only on the DNA match which confirm the remains as being Bormann. But why are there such conflicting stories between the official version and the version by those that have seriously investigated this strange case for decades? Bormann's remains were found in 1972, but did he really die in 1945? And what exactly is at stake if the facts were proved that he died much later than we are led to believe? Even though his remains were found in 1972 in Berlin, it does not mean that his body had lain there since 1945 and there is no evidence to suggest such. In fact, there is more evidence to suggest foul play by the British and American intelligence services, that Bormann did escape and after his death in the late 1960's his remains were carefully reburied in the place history likes to believe he fell.

On the publication of the 1998 Bormann DNA report, London's Daily Express called it a 'whitewash'. Later the author of the article, Stewart Steven a very experienced foreign editor of the Daily Express, who was hands on involved with a thorough Bormann investigation was sacked 6 days later after he was accused of publishing a 'hoax'.

If we now suspect, contrary to the official version that Kennedy was certainly not shot by a lone gunman, why is it so hard to swallow that Bormann escaped with the help of British intelligence. After all, numerous Nazi officers who were participant in the brutal slavery of concentration camp prisoners were snapped up by the USA after the war, many of whom were made post WWII heroes in the American scientific community. Notorious Nazi Klaus Barbie known as the 'Butcher of Lyon' was tried at Nuremberg and sentenced to death in absentia. Yet it is documented that Barbie was protected and formally employed in 1947 by the US Army Counterintelligence Corps (CIC) and later by the CIA to set up the Western Intelligence Network to keep tabs on communist threat. This was a major and shocking betrayal by the USA as to the allied Nuremberg trial sentencing of Barbie. When the French government discovered that the USA were protecting Barbie, they requested he be immediately handed over for execution under international law. The USA flatly refused and consequently gave Barbie a new identity and shipped him off to Bolivia. If the USA could blatantly fly in the face of the International Nuremberg trials death sentence which they were actively participant in by protecting a psychopathic killer such as Barbie, why is it so unacceptable to believe that the allies would rescue Martin Bormann, the man with access to the hidden Nazi funds?

Between 1945 and 1965 there were numerous sightings of Bormann. Bormann's former personal chauffeur, Jakob Glas, said that he had seen Bormann in Munich months after May 1945 as did many others.

Paul Manning, author, intelligence expert and former war correspondent claimed along with others that Bormann escaped. When Manning tried to publish his extensively researched 1981 book 'Martin Bormann Nazi in exile', he was menacingly threatened. After finally getting a renegade publisher to agree to publish his work, within two weeks the publisher had his legs broken in a vicious and anonymous attack and shortly after Manning's son was mysteriously murdered. In fact Manning's story is very much in line with the former British Intel officer and author of OPJB. Christopher Creighton states that Bormann escaped, as does Former WWII British army General and war crimes investigator, Ian Bell. Bell can be seen on YouTube telling us that he saw Bormann being taken to a ship in Genoa and when he radioed back to his HQ command, he was told to follow but '' do not apprehend ''.

Contrary to the survival story being told by those considered '' crazy conspiracy theorists '', there are many highly qualified and well versed investigators and former intelligence agents that tell us the story we teach our children at school is just that, a story.

Hugh Thomas, surgeon, international forensic expert and author of the 1995 book Doppelgängers wrote extensively about the Bormann forensics investigation that suggest Bormann died later than 1945. According to Jonathan Glancey of The Guardian, Thomas's '' scalpel-sharp eye for detail '' and second investigative work Hess: A Tale of Two Murders, '' precipitated a six-month Scotland Yard inquiry that saw its report immediately suppressed. "Thomas confirms that the original Bormann medical reports in 1972 released only some and not all the information found under the microscope. While it is true the dentistry of the skull found was identified as Bormann, the official report failed to reveal to the public that there was dentistry performed in the skull, which could only have been done in the 1950's due to the technology used. A man that died in 1945 is certainly not going to go to the dentist in 1950. Also, the skull '' found '' in Berlin was encased in a 'red clay' type earth, exotic to Germany but local to a place in Paraguay , the very place that many investigators have traced Bormann to in his last years. Those last year's being as late as 1969. Reinhardt Gehlen former senior Nazi, Cold war spymaster and head of the West German intelligence network, also claimed that Bormann escaped to South America and died in Paraguay.

But probably some of the most disturbing work comes from Ladislas Farago. In 1974, Farago a brilliant military historian , WWII war correspondent and former civilian naval intelligence officer, published 'Aftermath: Martin Bormann and the Fourth Reich.' Farago, after a long and painstaking investigation on the ground in South America, much of which was spent accessing classified Argentine intelligence documents, presented his evidence including copies of said documents in his book. Not only did Farago examine and get the classified documents he accessed authenticated, he called in a team to join him on the ground in Buenos Aires to witness and document the authentication of such. The formidable 1972 Buenos Aires team with Farago included former intelligence operative and practicing new York attorney Joel Weinberg, Stewart Steven the Foreign Editor of the London Daily Express and four top Argentine attorneys; Dr. Guillermo Macia Ray, Dr. Jaime Joaquin Rodriguez, Dr. Silvio Frondizi the brother of the former President of Argentina and Horacio A. Perillo, the former legal aid to the Argentine President Frondizi. Farago and his teams conclusion were that Martin Bormann certainly escaped Europe in 1945 with the help of the allies and went on to South America where he survived for many years, many of which in Argentina. Even though Farago and his team were highly qualified to make an intelligent and thorough analysis and investigation on the documents made available to them, Farago's publication was ignored and serious attempts were made to discredit him and the other members of the team. Precedence had been set, when it came to stating or even suggesting Bormann had survived, even experts like Farago, who was also the world's leading expert on propaganda and clandestine psychological forms of espionage at the time, was not safe from character assassination, ridicule and criticism. It is blatant there were those that were determined to keep the 1945 Bormann death myth in force and such suppression of evidence continues to this day.

But not everyone ignored Farago's book. The content and evidence produced by Farrago was so compelling that it attracted the attention of Dr. Robert MW Kempner, a former Nuremberg trial attorney who decided to reopen the Bormann investigation, based on Farago's documentary evidence of survival.

Farago, Manning, Thomas and Kempner, are sadly long gone, but the Bormann investigation is far from a cold case, as a new generation of investigative journalists have reopened the dusty Bormann files and have enthusiastically picked up from where their predecessors departed. Recent research reveals that the Federal police archives in Argentina show that the FBI were sending agents to Argentina to follow the Bormann case and his financial trails well into the 1980's. New elderly witnesses, who till recently refused to talk have also come forward in the past 3 years and startling new evidence has come to light that can not be ignored and may very well lead to the undisputable discovery that Bormann did escape and lived for many years in South America with the protection of the allies.

One important witness is a former military ADC to Argentine General Juan Peron. This high ranking internationally decorated military officer had been the ADC to 7 Argentine presidents, a close personal friend of Chilean President Pinochet and was the sub chief of the tough Argentine Federal secret police and prominently involved in the dismantling of the Argentine narcotics traffic in the 1990's . His taped testimony given in 2010 on the premise that it could only be revealed after his death to protect his family is that he met Martin Bormann frequently in Buenos Aires in late 1952 and till the end of 1953. He also testifies that on the instructions of Peron, he organised the personal security for Bormann and escorted him to various meetings in Argentina. This highly credible witness also tells us that Bormann had been installed in a famous luxury hotel in Buenos Aires throughout 1953 which was owned by Germans. The ADC also testifies that he was sent on a weekly basis to collect the Bormann bill from the hotel concierge which he was instructed to take directly to Peron, who paid the bill from his personal bank accounts. This man asked for nothing in exchange for his testimony, all he requested was that the truth be finally known after his death. The official died in 2012 and his testimony is now ready for publication.

Another recent elderly witness with ties to the FBI and CIA, is a former Naval Captain who was in charge of the security for the port of Buenos Aires. He tells us that not only was it common knowledge, but it is documented in the classified Federal police archives that Bormann was certainly living in Argentina in the 50's and that the CIA were in Argentina keeping close tabs on Bormann's South American movements as late as 1967 .

The most controversy surrounds the author of the 1996 book OPJB. Christopher Creighton writes that he was instructed by Lord Louis Mountbatten and Winston Churchill to reveal the truth of all the ops in which he was participant, 25 years after the death of both. According to Creighton, OPJB is not only the title of the book, but the operational code name given to the plan to rescue Bormann from Berlin. Documents have been seen and recently photographed which were written to Creighton from Lord Louis Mountbatten in 1976 which prove Creighton was not only certainly working for British Naval intelligence at the very highest level, but that Creighton was Desmond Morton's Godson. This new evidence puts in grave doubt spy writer Nigel West's claims that Christopher Creighton is a '' charlatan ''. There are also letters from James Bond author Ian Fleming to Creighton which testify to OPJB, the highly covert operation as being fact and that he based his James Bond Character on Creighton's covert naval operations. How did Fleming know? Because according to verified letters from Fleming to Creighton, Fleming was not only part of the operation while he was a Royal Naval commander under the command of Desmond Morton for the British secret service, but he was the commander in charge of the rescue. A British factual film company, Christopher Robin Media Ltd, have in their possession an as yet unpublished 2013 interview of Creighton recorded only weeks before his death. The startling interview gives never before revealed details of various highly covert British Naval intelligence operations, including the assassination of French Admiral Francois Darlan and the operation to remove Martin Bormann from Berlin.

In 2007 a lady whose name can not be revealed at this time, came forward to investigators with a story that she had been born in a German clinic in Brazil. This five foot two, blonde, green eyed lady was found to be a well balanced, well educated and discreet and trustworthy member of her community, a far cry from a publicity seeking delusional self promoter. Her adoptive father was a senior naval officer for the Santa Dominican republican dictator Trujillo. She claims her adoptive father was entrusted with her in 1953 the year of her birth, after he was in Brazil negotiating arms deals between the Santa Dominican Republic government and the German arms factories in the Brazilian jungle. In 1984 she contacted the Simon Wiesenthal centre after her adoptive father revealed on his death bed that she was the daughter of '' one of Germany's three greatest men ''. Extremely distressed at this death bed revelation and wondering who it could possibly be, she with her attorney approached the Simon Wiesenthal Centre for help. Within weeks her attorney was anonymously threatened with his life and he immediately dropped her representation after the SWC aggressively told him that they were not able to help and would not investigate due to '' lack of funds ''. An unusual response from a wealthy organisation that's main objective has been to track down Nazi war criminals. Even Simon Wiesenthal himself believed till his death in 2005, a full 7 years after the 1998 DNA analysis that Bormann escaped and was frequently outspoken against the official version. It is shocking and detrimental to Wiesenthal's memory, that those that now head the very organisation founded in his name have obstructed investigations and ridicule others that believe what Wiesenthal believed, Bormann escaped.

Those currently investigating the story feel that if Bormann did escape, then the adopted woman may very well be the daughter of Martin Bormann, not only because of the mysterious dynamics surrounding her birth, but photos of her, the officials involved, the timing of her birth and the fact investigators believe Bormann was in Brazil with Dr Joseph Mengele in the 1952. Recent photos of her son show an uncanny similarity of her son with Martin Bormann's eldest son Adolf. Access to the true DNA of Bormann is now vital to make a comparison.

The British investigator of this case contacted the SWC in 2010 to request access to the file held by them on Martin Bormann. The investigator was stalled and the SWC refused to help by giving her access to the files. Rather like the famous Anna Anderson and Russian Grand Duchess Anastasia case, all efforts to access information on official files to see if this adopted woman has Bormann DNA have failed. Even if one did access the DNA in the Files held by the various agencies, who is to know whether the DNA profiles held in the official files are indeed those of Martin Bormann? If Bormann did indeed escape, those that covered it up are going to go to enormous lengths to hide any incriminating evidence. Bonafide DNA profiles of Bormann would be the last thing they would leave hanging around. The investigator leading this case is are now seeking genuine close Martin Bormann blood relatives to come forward, to not only cross match with the woman, but also to cross match with the DNA profiles supposedly used to identify Bormann in 1998 and those held in official and public files. Of course if this woman does have Bormann DNA and being born in a German clinic in Brazil in 1953, it will once and for all put to bed the mystery and will vindicate all those that have sacrificed much to reveal what they believed to be the truth . Could that truth be that Martin Bormann escaped and went on to manage the vast funds accumulated by Nazi Germany with the help of Britain and the USA? And according to recent research, those vast funds were probably laundered through and invested into over 750 international companies with or without Bormann.

Since 1972, 'official' historians and academics have spun their tales and told the world that Bormann certainly died near the Lehrter station in the early hours of May 2 1945. This oral history is based on no more than unreliable witnesses, two of which were nazi's and a DNA match to a skeleton found in 1972. DNA may prove that the remains are those of Bormann, but there is more evidence to prove that he was alive for at least 25 years after 1945. 25 years, in which he could have managed the vast Nazi wealth, including cash, gold, stocks, bonds, shares and priceless works of art. After all, with all the modern banking forensics available to date, not one single intelligence agency or government claims that the vast, fat, booty has been found! Or has it? Yet it has been officially written, printed, signed sealed and delivered, even into our children's history lessons. Martin Bormann died in 1945 de-facto, the loot disappeared and anyone that tells you different is a deluded 'conspiracy theorist'.

Proving once and for all with new testimony, documentation and forensic science that Hitler's handler, Martin Bormann survived, will redeem many damaged reputations and will certainly bury the myth and cause many a red face in the high end academic '' history '' community. But more importantly, it will open a very nasty can of worms and raise many more complicated and embarrassing questions to those agencies and governments that will have knowingly perpetrated the Bormann death myth for the past 70 years.

ENDS

Three-Quarters of Baby Boomers Are Not Prepared to Age in Their Home – PR Newswire (press release)

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Highlights of the Aging-in-Place Report:

  • The perception is aging-related projects are solely for elderly or disabled homeowners. Among homeowners who’ve never considered a renovation, 40 percent say it’s because they don’t have a physical disability and 20 percent say they don’t consider themselves old enough for such a project.
  • Homeowners are planning to stay in their homes but aren’t preparing to do so. A majority of homeowners (61%) are planning to stay in their home indefinitely as they age and the aging-in-place dialogue needs to shift to how aging-related tasks, including adding extra kitchen seating and open floor plans can help homeowners thrive in place and make their homes more livable regardless of age.
  • Smart-home technology supports independence, but is being under-utilized to help older homeowners improve their livability. Two-thirds (67 percent) of homeowners over age 55 believe smart-home technology could help them as they age, yet fewer than 1 in 5 (19 percent) have actually considered installing it for such purposes.

The report also reveals the most popular types of smart-home technology to help homeowners thrive in place. The three types of technology homeowners are most interested in include home security, thermostats, and lighting.  

“Smart-home technology, such as smart-home lighting, which can prevent falls when entering a dark room, is no longer only for the tech-savvy homeowner,” said Cusato. “The current generation of smart-home gadgets can provide comfort and safety, as well as significantly add to the home’s livability.”

The 2016 Report is comprised of results from a recent survey* conducted among homeowners and HomeAdvisor’s network of prescreened home professionals. For the complete Aging-in-Place Report, click here. For more information about HomeAdvisor, visit www.homeadvisor.com.

About HomeAdvisor

HomeAdvisor is a nationwide digital home services marketplace providing homeowners the tools and resources for home repair, maintenance and improvement projects. HomeAdvisor’s marketplace lets homeowners view average project costs coast-to-coast using True Cost Guide, find local prescreened home professionals and instantly book appointments online or through HomeAdvisor’s award-winning iOS and Android mobile app, Apple Watch, or Amazon Echo. HomeAdvisor is based in Golden, Colo., and is an operating business of IAC (NASDAQ: IAC).

*Data included in the Aging-in-Place Report is based on results from a survey conducted by Qualtrics on behalf of HomeAdvisor. The survey was fielded from August 10, 2016August 23, 2016 to 279 professional respondents, of whom 235 reported completing aging-related tasks and 586 homeowner respondents, of whom 586 reported being age 55 or older.

 

To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/three-quarters-of-baby-boomers-are-not-prepared-to-age-in-their-home-300345322.html

SOURCE HomeAdvisor

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The Pros and Cons of Retiring to Arizona Compared to Florida

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The pros and cons of Arizona retirement, center on the Arizona weather and the choices of housing options.

The client is wonderful, by any standards for 9 to 10 months of the year…the months of July and August… Along with parts of June and September… Are the exceptions.

You have probably heard the term it is a dry heat… That is true but the temperature regularly gets to 110° to 115°…in those 2 to 3 months.

Although I am a full-time Arizona resident… I do try to get away at least for three weeks in August…

When I am here in July and August, I still play golf three times a week in the afternoons, the heat of the day. Sunscreen, wet towels, and lots of water are mandatory to combat the effects of the heat…but it is certainly doable.

No state income tax in Florida, which can be a factor for high-income retirees.

That is about the extent of the cons of retiring to Arizona compared to Florida.

Now for the pluses of choosing Arizona to retire…especially when compared to Florida or other southern states.

There is more sunshine in Arizona… Well over 300 days a year…

There is less rain than there is in Florida…

There is much less humidity in Arizona…

There are no hurricanes to worry about in Arizona…

There are no bugs, especially mosquitoes, to bother you and carry disease in Arizona…

If outdoor living is your thing, Arizona should be high on your list of retirement choices… With the help of a ceiling fan on the patio dining at 100° is very comfortable in Arizona.

How can I be so sure about the above statements?

For 21 years, our home was in the Houston Texas area… Very similar climate to Florida.

To reinforce our decision to choose Arizona over Florida… we RVed extensively before making our decision to retire in Arizona… Which we did in 2004 and have not regretted our decision since.

Making Arizona even more attractive is the low-cost of housing…I am talking primarily about the many Park model communities that are available to retirees in Arizona.

Park model home prices start at $10,000 and some older models are less, which makes Arizona affordable to anyone on any budget.

These Park model communities often remind one of a stationary cruise ship due to the tremendous amount of activities that are available to the residents.

You can do just as much or just as little as you want… The choice is yours.

So there you have it… The pros and cons of retiring to Arizona when compared to Florida… We are very glad that we have made the choice to retire in Arizona and you should give it strong consideration too.

See you in the desert.