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Three-Quarters of Baby Boomers Are Not Prepared to Age in Their Home – PR Newswire (press release)


Highlights of the Aging-in-Place Report:

  • The perception is aging-related projects are solely for elderly or disabled homeowners. Among homeowners who’ve never considered a renovation, 40 percent say it’s because they don’t have a physical disability and 20 percent say they don’t consider themselves old enough for such a project.
  • Homeowners are planning to stay in their homes but aren’t preparing to do so. A majority of homeowners (61%) are planning to stay in their home indefinitely as they age and the aging-in-place dialogue needs to shift to how aging-related tasks, including adding extra kitchen seating and open floor plans can help homeowners thrive in place and make their homes more livable regardless of age.
  • Smart-home technology supports independence, but is being under-utilized to help older homeowners improve their livability. Two-thirds (67 percent) of homeowners over age 55 believe smart-home technology could help them as they age, yet fewer than 1 in 5 (19 percent) have actually considered installing it for such purposes.

The report also reveals the most popular types of smart-home technology to help homeowners thrive in place. The three types of technology homeowners are most interested in include home security, thermostats, and lighting.  

“Smart-home technology, such as smart-home lighting, which can prevent falls when entering a dark room, is no longer only for the tech-savvy homeowner,” said Cusato. “The current generation of smart-home gadgets can provide comfort and safety, as well as significantly add to the home’s livability.”

The 2016 Report is comprised of results from a recent survey* conducted among homeowners and HomeAdvisor’s network of prescreened home professionals. For the complete Aging-in-Place Report, click here. For more information about HomeAdvisor, visit www.homeadvisor.com.

About HomeAdvisor

HomeAdvisor is a nationwide digital home services marketplace providing homeowners the tools and resources for home repair, maintenance and improvement projects. HomeAdvisor’s marketplace lets homeowners view average project costs coast-to-coast using True Cost Guide, find local prescreened home professionals and instantly book appointments online or through HomeAdvisor’s award-winning iOS and Android mobile app, Apple Watch, or Amazon Echo. HomeAdvisor is based in Golden, Colo., and is an operating business of IAC (NASDAQ: IAC).

*Data included in the Aging-in-Place Report is based on results from a survey conducted by Qualtrics on behalf of HomeAdvisor. The survey was fielded from August 10, 2016August 23, 2016 to 279 professional respondents, of whom 235 reported completing aging-related tasks and 586 homeowner respondents, of whom 586 reported being age 55 or older.


To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/three-quarters-of-baby-boomers-are-not-prepared-to-age-in-their-home-300345322.html

SOURCE HomeAdvisor

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The Pros and Cons of Retiring to Arizona Compared to Florida


The pros and cons of Arizona retirement, center on the Arizona weather and the choices of housing options.

The client is wonderful, by any standards for 9 to 10 months of the year…the months of July and August… Along with parts of June and September… Are the exceptions.

You have probably heard the term it is a dry heat… That is true but the temperature regularly gets to 110° to 115°…in those 2 to 3 months.

Although I am a full-time Arizona resident… I do try to get away at least for three weeks in August…

When I am here in July and August, I still play golf three times a week in the afternoons, the heat of the day. Sunscreen, wet towels, and lots of water are mandatory to combat the effects of the heat…but it is certainly doable.

No state income tax in Florida, which can be a factor for high-income retirees.

That is about the extent of the cons of retiring to Arizona compared to Florida.

Now for the pluses of choosing Arizona to retire…especially when compared to Florida or other southern states.

There is more sunshine in Arizona… Well over 300 days a year…

There is less rain than there is in Florida…

There is much less humidity in Arizona…

There are no hurricanes to worry about in Arizona…

There are no bugs, especially mosquitoes, to bother you and carry disease in Arizona…

If outdoor living is your thing, Arizona should be high on your list of retirement choices… With the help of a ceiling fan on the patio dining at 100° is very comfortable in Arizona.

How can I be so sure about the above statements?

For 21 years, our home was in the Houston Texas area… Very similar climate to Florida.

To reinforce our decision to choose Arizona over Florida… we RVed extensively before making our decision to retire in Arizona… Which we did in 2004 and have not regretted our decision since.

Making Arizona even more attractive is the low-cost of housing…I am talking primarily about the many Park model communities that are available to retirees in Arizona.

Park model home prices start at $10,000 and some older models are less, which makes Arizona affordable to anyone on any budget.

These Park model communities often remind one of a stationary cruise ship due to the tremendous amount of activities that are available to the residents.

You can do just as much or just as little as you want… The choice is yours.

So there you have it… The pros and cons of retiring to Arizona when compared to Florida… We are very glad that we have made the choice to retire in Arizona and you should give it strong consideration too.

See you in the desert.

It’s not the Baby Boomers who are to blame for Brexit, it’s the Top Gun generation – The Independent


Toby Young doesn’t believe in friends and he doesn’t believe in the European Union. Toby Young believes in individualism. Toby Young turned 18 in 1981. As a man who came of age in the 1980s, he is part of a generation that is at fault for both the forthcoming carnage of Brexit and for the existential crisis taking place in our country.

We have been looking in the wrong place for the age group to blame: thousands of column inches have been expended on how the Baby Boomer generation, with its rose-tinted half-moon spectacles, were responsible for the EU referendum result. In fact, a very specific demographic holds more responsibility for the situation we’re now in than any other: those who reached the age of majority in the eighties. Like his contemporary Toby Young, Boris Johnson also turned 18 in 1981, James Delingpole in 1983 and Michael Gove in 1985.

There’s polling that demonstrates the point: a majority of voters in their forties backed Brexit, the youngest demographic group to do so – and a majority of men too.

Why? Of course, no analysis of this demographic group would be complete without the spectre of Maggie. Not just Margaret Thatcher the woman but everything the Iron Lady and her era of rejection of community represented; everything that went on around her.

This is a Levi-clad generation whose teenage years were over-shadowed by the “glory” of sending the fleet to the South Atlantic to liberate a few rocks with way more sheep than people. This is the money-grabbing generation who came of age when Harry Enfield’s “Loadsamoney” looked more like aspirational social commentary than biting satire.

This is a Budweiser-swilling generation who came of age fetishising the individualism and nationalism of films such as Rambo and Top Gun – even Michael Douglas’s Wall Street – and became adults in an era when politics, economics, popular culture and, importantly, masculinity embraced unquestioningly the survival of the fittest.

This generation has chosen to ignore that the triumph of Reaganist and Thatcherite consumer culture over the Soviet oppressor is now a chapter of history, not contemporary political science. They haven’t noticed that Fukuyama and his “End of History” could not have been more wrong. Is it any wonder this group has an instinctive loathing of the collectivism, collective responsibility, suspicion of unfettered capitalism and cultural traditionalism represented by the EU?

‘This is your brain on drugs’ advert from the 1980s does more harm than good

The young adults of the 1980s now run big investment banks, civil service departments and FTSE 100 companies. The world has moved on from the Eighties every bit as much as it has from the Fifties and Sixties that the Baby Boomers hark back to. If only this selfish generation had had the nous to notice. 

No, it’s not my pensioner dad I blame for Brexit. It’s my metaphorical older brother.

John Jenkinson a journalist in his late thirties living and working in London 

Marketing to Senior Citizens – Health and Fitness, the Growing Trend Amongst Seniors


Today seniors can’t afford not to get moving! With all the hype around nutrition and exercise the aging population is well aware of the benefit of an active lifestyle.

Most seniors of the 55 plus group are keen to reap the rewards of healthy aging through a variety of activities. They are not newcomers to the gym so to speak. Most have kept active with some form of physical activity throughout their lives, whether it is hardcore workouts in the gym or a congenial round of golf on a summer’s afternoon. Women of this age group have also managed years of multi-tasking, most having juggled full time careers, while raising families and still found time to fit in some form of exercise. These women became well acquainted with aerobics, step classes, strength training and power walking. Also, stress relievers such as yoga and pilates were embraced to combat tension and fatigue. In many cases these activities were their salvation of an overly busy lifestyle.

It is only natural then, that these baby boomers are looking to continue their active lifestyle into retirement. Quite possibly, with the time constraints lifted at this stage in life, it leaves them to focus more sharply on their health and wellness.

A huge opportunity exists for gyms and programming facilities to cater to this senior market. The number of seniors is set to skyrocket in the next five to ten years and if gym operators are to jump ahead of this curve, they should set their marketing sights on appealing to and attracting this demographic.

How to go about this? What are seniors looking for when it comes to staying fit? Firstly it is important to see a visual image that they can relate to. Marketing success is all about seeing yourself in the picture, being that person who is strong, fit and beaming with energy. If a beautiful twenty something image is smiling back, then age becomes a handicap in the mind of the senior, derailing their good intentions, making them feel like they can’t compete. The perfect image that will empower the market they are trying to impress is an attractive fit senior pursuing the exercise of his or her choice. An ad such as this will pop with the 55 plus market, creating a role model with whom they can immediately identify and connect. Seniors like everyone else need to be able to put themselves into that ad campaign and honestly believe that it could be them looking out. This puts the wheels in motion for a positive mindset and a “can-do” attitude.

Seniors are only as old as they feel. Once again we come back to the mind-set, which is a very powerful tool. Boomers today are constantly fighting the aging stereotype that has depicted seniors in the past. Seniors in their sixties often look, act and feel ten to fifteen years younger than their actual age. Advertising should play up to this pretense which promotes this healthy reversal known as “turning back the clock”.

Another means of promoting fitness is to educate the senior who wants to get moving and who wants information as to how this will benefit them and enhance their life. They need to know the positives, what they can expect, and can look forward to as a result of embarking on the fitness journey that the marketer proposes. The campaign needs to encompass every aspect of their life, proving that properly presented, seniors will understand that an opportunity to change is being offered which will impact and alter their lifestyle. It’s within their reach, all that remains to be done, is to get out there, set realistic goals with realistic time frames and make it happen.

This brings us to another point. Marketers should focus on the enhancement of senior life overall, as a result of engaging in exercise and activities, rather than the promise that, if you join up you will achieve this enviable body or snag that hot date. The quality of life and the heightened enjoyment of everyday activities which seniors can have as a result of exercise need to be highlighted.

Marketing programs should also contain testimonials and feedback from actual seniors delighted with their progress and accomplishments, similar to that of “before and after stories of weight loss”. Seniors want to hear how it has enhanced and changed other people, who are just like themselves. They want to hear the successes, for example, how exercise lowered blood pressure, how strength training enabled other seniors to do more, how medication was reduced, how endurance was stretched. It all gives the feeling that anything is possible, if they can do it, then I can as well. It sends a message and an incentive to become a joiner.

Seniors often prefer to sample a program on a trial basis to see if it’s going to be the right fit for them. Offering special programs geared to this group is smart when limiting them to one or two classes. Fitness activities can be offered at many different types of senior living facilities. Places such as retirement communities and nursing homes already recognize the need and benefits of fitness and nutritional programs. Approaching these senior residences is an effective strategy of marketing to large groups of seniors. There are also many senior assisted living residences that do not have organized fitness classes or programs in place yet, but they will soon. Visit these places and offer a free class or program, if these programs are successful you will know that this appeals to seniors and if the need is strong enough to continue. This will help to target the senior market, zeroing in on what works and what doesn’t.

Marketers of fitness need to alter their sales approach to seniors. This age group is not impulsive and will appreciate a thorough, softer sell approach. Seniors need and want information and prefer patience. This in turn builds trust, instilling confidence in the senior contemplating buying a membership. It basically reaffirms that they are doing the right thing in taking this first step to join.

Seniors as consumers hold certain expectations that need to be met for fulfillment. As part of the packaging of the programming, seniors also need and crave socialization and to be part of the group. They need leadership, to have an instructor to safely guide them through the program, with an eye to protecting them from injury and awareness of ailments like arthritis and osteoporosis in the participants. They look for convenience, with minimal stairs and easy entry, or even better brought to their home. Lastly they want value and attention, to feel like they are progressing and that their state of well being is something that is noted.

As with any market, the sales approach needs to be geared to their age defined needs and preferences. In the year 2010 and in the coming years the greying of the boomers market will keep growing by leaps and bounds. There will be an even greater emphasis on slowing the effects of aging and possibly the reversal through movement and exercise. This, the marketers realize is what it’s all about at any age. Seniors, like everyone else, want to maintain a high quality of life and that definitely includes exercise to make it happen.

As baby boomers age, a growing potential client base for adult-only residential communities – Baltimore Sun


The busted furnace Tom and Caren Cranston came home to after vacation was the last straw.

Their 1930s home, with its constant repairs and maintenance, simply did not fit with the lifestyle of leisure and travel the Cranstons, both 69, envisioned for themselves in retirement.

Earlier this year they sold their Towson home and put the proceeds, plus a small short-term loan, toward purchasing a brand new, 2,000-square-foot house in the area’s latest gated community, designed for people age 55 and older.

Stoneleigh Summit, a 36-home community developed by MacKenzie Communities and built by Ryan Homes in Towson’s Stoneleigh area, offered everything the Cranstons wanted — a house without a constant to-do list, plenty of space for visitors, plus a homeowner’s association to take care of the yard.

Age-restricted residential communities — often favored by municipalities because they don’t strain school systems —target empty nesters and seniors who want to downsize and take advantage of on-site amenities. And with an aging baby boomer generation, the potential client base for this type of home is bigger than ever.

Alzheimer’s Disease Signs and Symptoms Help Identify Alzheimer’s Disease Early


There are a number Alzheimer’s disease signs and symptoms to be on the lookout for which can help diagnose this disease. The most prominent which is memory loss? What seems to be a simple mistake in memory may be the start of Alzheimer’s. Anyone can suffer short periods of forgetfulness. Alzheimer’s is much more than that; it actually attacks your short-term memory first. Then slowly keeps progressing.

Since 1906 when the German born psychiatrist Alois Alzheimer first discovered Alzheimer’s disease in a patient, until this very day. Alzheimer’s remains a fatal ailment that has both absolutely no cause as well as no known cure.

There are however medications to help slow this disease from developing into its final stages. In addition there are drugs already available that can assist the sufferer and manage the side effects of depression, hallucinations and delusions.

As Alzheimer’s disease signs and symptoms progress the patient will start to forget familiar things and will begin to lose well-known skills. The patient will begin to start forgetting people’s names. Then they will actually become unable to identify their friends and family.

It wouldn’t be fair to blame all memory loss on Alzheimer’s disease. There are two basic reasons for memory loss. Naturally the patient’s age is a factor.One of Ten people 65 years of age and older will be experiencing some form of Alzheimer’s. And 50% of people 85 years of age and older will also experience some form, Alzheimer’s.

Presently here in United States as of 2011 there are over 5 million sufferers. As the baby boomer generation begins to reach their golden years, this monster of a disease will be waiting for them. The first early sign of Alzheimer’s is memory loss. Alzheimer’s disease will first attack the frontal lobe where the short-term memory is stored, and in many cases not affect the patient’s long-term memory. But as the disease progresses the patient will lose more and more of their skills. It will affect the way an individual thinks their ability to speak, and their behavior.

The patient will become indecisive and can start having trouble within decision-making processes. These lapses of memory as well as cognitive functions are based on the frontal as well as temporal lobes of the brain.

The patient may experience mood swings and may become violent or even excessive passivity. The later on stages will be more terrible. Alzheimer’s patients will begin to loss control of their body functions and muscle control as well as mobility.

Alzheimer’s generally develops and become deadly within approximately 5 to 20 years.

Since Dr. Alzheimer identified the disease in 1903, there have been medical breakthroughs and research studies that have been discovered to be beneficial in preventing or even delaying Alzheimer’s disease.

Researchers believe that physical exercise and eating properly can reduce the chance of contracting this disease.people with high blood pressure and high levels of cholesterol, and low levels of vitamin b appeared to be at higher risk of getting Alzheimer’s disease.

Schultz: Baby boomers, where are you? – Roanoke Times


On April 22, 2016, the world lost an exceptional man. Owen C. Schultz, my husband, best friend and the smartest, kindest, most generous man I have ever known, died of lung cancer on that day. As I was going through his files and papers, I found the following call to action for baby boomers like us who are nearing or have already entered retirement. He wrote it as we were planning our own retirement-right before his cancer diagnosis. He intended to submit it for publication to the Roanoke Times. I am honoring him by submitting it (in edited form) in his stead.

In this time of political turmoil, we are often tempted to just sit back, watch sitcoms or reality TV, or just post pictures of puppies and kittens on Facebook, and let things just play out as they will. It’s all just too frustrating and ugly. Many of us are tempted to just retreat because our candidate did not win the primary and we just can’t find it in our hearts to support anyone else.

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Flexible and Expandable House Plans – How to Achieve Affordable Homeownership


For many future homeowners, today’s economic environment can present a significant hurdle when it comes to the cost of home building. Be it a newly wed couple or downsizing baby boomers, the reality of what they need and what they can afford are at odds. Young couples can’t afford to build the size house they will need for their growing family. Retiring empty-nesters are faced with the dilemma of rising construction costs that have outpaced the value of their current homes from which they need to downsize. Even young singles with good jobs and promising careers don’t have the cash for a decent down-payment on a new home and are forced to rent.

Build in Stages

For people who can’t afford the entire home that they will ultimately need, starting out small, building in stages, one phase at a time may be just the right solution to set them on the path to affordable homeownership. This has proven to be quite a popular choice with our firm, especially for many young families. With the expectations of a growing family, starting out small and adding on later as the need arises and the budget allows, not only solves a limited budget problem but also avoids a potential hassle later on of selling and relocating to a larger home. And with the right kind of pre-planned expandable home design, the disruption of future building can be kept to a minimum, avoiding the loss of use and having to seek temporary living quarters.

Expandable house plans start with the basic essential rooms to be built during the first phase of construction. The construction plans provide, in advance, the specific structural details and specifications needed to easily accommodate subsequent additions with the least amount of disruption to daily family activities and limited retrofitting of the existing building. Future framed openings, wall pocket studs and plumbing/HVAC access are all anticipated in the layout and arrangement of the expandable home design. Complete, detailed construction plans are provided for all future additions showing the exact location with respect to the existing first phase, as well as the exterior elevations of what the entire final project will look like.

Expandable and Flexible House Plans

Expandable, build-in-stages house plans aren’t just for young families seeking a starter home. We have seen a growing request at our design firm for future retirement/semi-retirement combo-vacation homes. People planning for the future by building in stages with multi-use expandable home designs are starting out small with either vacation cottages or small rental homes.

One expandable house plan in particular we designed for a client was for a build-in-stages combination vacation and retirement home in a small village where their young daughter just accepted a new job. Noted for its ideal retirement qualities, this mountain and lake region provided a welcomed vacation retreat from their city lives and daily work, as well as a place for their daughter to live until she could afford a down payment on a home of her own. Starting with the garage apartment for the daughter and semi-attached vacation cottage, their property would be maintained and watched until they moved down full-time at a later date.

With expectations of semi-retiring to this home, the construction plans called for a future home office to be built at the connection between the cottage and garage apartment and additional bedrooms in a wing off the other end of the cottage. Once the daughter left, the garage apartment could then serve either as rental property, guest quarters or in-law apartment. Since the cottage house plan was designed as an age-in-place home (a barrier-free design allowing them to live independently as they age) the garage apartment could also serve as care-giver quarters sometime down the road.

This type of expandable, build-in-stages house plan is very flexible and versatile, providing many incremental options as the budget allows and life style situations change, all without sacrificing the simple pleasures that a home can offer.

With a little innovation and reorganization of priorities, young families or downsizing baby boomers will stand a better chance of achieving their goal of economical home construction. Implementing the build-in-stages method offered by expandable house plans can provide a convenient affordable alternative for cost-effective homeownership.



This is a very delicate ombre I did on my sister for her wedding, Un difuminado bien delicado que le hize a mi hermana para su boda. use solamente 3 acrilicos, blanco, rosa opac y rosado translucido.


Shame on Baby Boomers for decline of political process | Fresno Bee – Fresno Bee


It is with great sadness when I read in the obituaries the passing of another member of the Greatest Generation, especially those that served our country. At the same time, I take comfort that those who have passed are not here to see the circus the presidential campaign has become, not to mention our whole political process.

How it must hurt those who sacrificed so much during the Great Depression, the Dust Bowl and World War II to see how far this country has fallen.

It also embarrasses me to realize it is my generation, the Baby Boomers, who are most responsible for the decline. What happened to debating the issues and not interrupting the other person who is speaking? When did it become a contest to see who can degrade the other person the most? Why?

Heaven help this country of over 300 million people when the best we can nominate are Hillary Clinton and Donald Trump. What does it say about our political parties and us as citizens?

Robert Longatti, O’Neals