Home Blog Page 186

Step-By-Step Tutorial to Sculpting Baby Boomer Gel Nails

6



In this step-by-step nail sculpting tutorial, Gabó Kovács, our 6-time US Champion nail technician, shows you how to sculpt the classicaly elegant Baby Boomer design using the Baby Boomer Gel Kit.

Products used:

Baby Boomer Gel Kit –

Crystal Nails Spray Prep –

Crystal Nails Builder Base Gel –

Xtreme Butterfly Forms –

Nero II Brush –

Crystal Nails TV brings you the most professional and informative step-by-step tutorials for sculpting trendy gel nail and acrylic nail shapes, creating seasonal nail art designs for special occasions like Christmas, Halloween or Valentine’s day, and creating unique patterns and designs using the innovative Crystal Nails powders, gels, polishes, accessories, and equipment.

The nail technicians guiding you through the various creative processes are part of Team Crystal Nails and include international champions and Nailympia Gold Medalists, ensuring that your nails are in good hands.

Experience the Crystal Nails quality! Discover and shop the nail industry’s most cutting-edge product lines in our webshop:

For more information on our philosophy, events, and the latest nail news, visit CrystalNails.com:

Learn from the best! Find the nail enhancement and nail art courses that fits your skills the most on ENS’ website:

Follow Crystal Nails USA on Facebook:

TUTORIAL: Uñas Baby boomer o degradadas en color lavanda♥

23



Hol chicas aquí les dejo el linck de la tienda con los productos que yo uso, ustedes puede utilizar el que más les convenga.

el acrílico que utlice de color fue este en color lila número 24.

intagram:
Nails_annac

facebook:

Millennials aren’t interested in having sex. Here’s whose fault that is.

22



(LANGUAGE WARNING:) The media says millennials aren’t interested in having sex. Gavin McInnes of TheRebel.media knows exactly who’s to blame. MORE:
***

Michael Phelps kisses his baby Boomer as he adds two more gold medals

6



Michael Phelps kisses his baby Boomer as he adds two more gold medals

Michael Phelps gave his baby son Boomer a kiss as he added two more Olympic gold medals to his record total on Tuesday night after leading Team USA to victory in the 4×200 freestyle relay less than an hour after defeating his arch nemesis Chad Le Clos.
Phelps made up for one of the rare losses in his brilliant career by seeing off rival Le Clos to win the men’s 200m butterfly – and his twentieth Olympic gold medal, which he later admitted it was ‘revenge’ for 2012.
‘There was so much emotion and so much build up for that race,’ Phelps later said of the race. ‘I don’t want to say it’s revenge, but that’s what it was.’
The most decorated Olympian in history has apparently never forgiven the South African upstart for prizing away ‘his’ title in the event by five hundredths of a second in London 2012.
It was evident when Phelps, who would have had four successive wins in the event but for that London race, was caught giving his rival a filthy stare before Monday night’s semi-final, which Twitter users immediately flipped into memes poking fun at Phelps, including transforming his ‘death stare’ into Star Wars villain Darth Maul.
But Phelps, 31, let his unparalleled athleticism do the talking as he raised the roof off the Olympic pool with yet another epic performance, taking the lead early on and holding on easily to regain the title.
An hour later, he returned to take what amounted to nothing more than a triumphant victory lap in anchoring the 4×200 freestyle relay, the crowd’s deafening roar growing louder with every stroke, and scoring yet another gold.

Follow us :
Facebook:
Twitter :

babyboomer gel nägel einfache Technik

7



____________________________________________
halli Hallo zusammen

heute zeige ich euch wie ich einen babyboomer mache leichte Technik ganz einfach zum selber machen…….
ich hoffe das es euch gefällt wenn ja würde ich mich über ein daumen nach oben freuen

viel Spaß beim zuschauen……….
Und wenn ihr Fragen habt dann schreib es mir in die Kommentare
_____________________________________________
PS:
wenn ihr mehr Videos von mir sehen wollt dann abonniert mich so verpasst ihr keine Videos von mir und werdet immer informiert ……

eure jasmin
__________________________________________
……………………Mein letztes Video…………………..

……………gel nägel mit Marmor Effekt…………..

_________________________________________

folgt mir bei Instagram da Poste ich regelmäßig
neue Bilder da findet ihr viele Ideen

Instagram:
_________________________________________

Kontakt: [email protected]
_________________________________________

The Economic Impact When Baby Boomers Retire

9



As Baby Boomers retire, workplace productivity has taken a hit, holding back overall economic growth, a new study finds. WSJ chief economics columnist Greg Ip explains the impact of retirement on businesses and the U.S. economy. Photo: AP

Landlord Nation: Baby boomers' new retirement plan is millennials paying rent – STLtoday.com

0

Pete Pollinger and his wife, Julie, are relocating from Boca Raton to Melbourne, a city of about 70,000 on Florida’s Space Coast, named for its proximity to NASA rocket sites at Cape Canaveral and the Kennedy Space Center.

They weren’t just hunting for a place to live. As they get ready to move this year, they’re also looking for single-family homes they can buy, fix, and rent out.

“We want to be more in control of our financial destiny,” said Pollinger, 51, a computer systems consultant. “As far as traditional investments go, we have less control of what really happens to those.”

He and Julie hope to build a portfolio of about 10 homes, buying when they see good value or selling a fixed-up home when the market presents the opportunity to take a profit.

The Pollingers are joining the ranks of what Redfin Chief Executive Glenn Kelman calls Landlord Nation, a group of mom-and-pop investors who have seized on low mortgage rates and robust rent growth to plow savings into rental properties. Together, they’ve lifted the percentage of single-family houses used as rental properties to stratospheric heights, even as many would-be first-time home buyers struggle to reach ignition.

The number of starter homes on the market dropped by more than 44 percent from the first quarter of 2012 to the first quarter of this year, according to research published by Trulia. With entry-level homes in short supply, median prices in the category increased by nearly a third.

The share of single-family homes used as rental properties, meanwhile, has surged to a 30-year high, according to a Zillow analysis of data from the U.S. census. Separate data provided by RealtyTrac show that only 65 percent of homes purchased in 2015 are owner-occupied.

“If credit is tight, it doesn’t matter if it’s also cheap, because the people who can get it don’t need it,” Kelman said. “The haves in our society are renting homes out to have-nots, and they’ve been able to do that at increasingly high rents.”

The seeds of Kelman’s Landlord Nation were planted in the boom times before the last recession, when easy credit helped millions of Americans buy their first homes, pushing home ownership rates to all-time highs. Then the housing bubble burst. Rampant unemployment and exploding interest rates pushed millions of homeowners into foreclosure, creating a ripe patch of cheap housing for would-be landlords-and a new pool of renters to absorb the supply.

Wall Street firms, among the first to recognize the opportunity, poured billions of dollars into single-family homes. But by 2014, rising home prices led the largest single-family investors to scale back the pace of acquisitions and, in time, to start selling off homes to trim their portfolios.

Now smaller landlords are emerging in Wall Street’s wake, taking advantage of low mortgage rates and steady rent growth, as well as property management infrastructure built to serve the larger investors. New tools include companies that collect rents and make repairs, and new lenders willing to risk capital, said Dennis Cisterna, chief revenue officer at Investability Real Estate, which offers another new resource for single-family landlords: an online marketplace for buying and selling rental homes.

“It is easier to be a landlord now than it has ever been in the history of the U.S.,” Cisterna said.

Even with favorable interest rates and new technology, the ranks of U.S. landlords wouldn’t have grown so fast without another key condition. The same low interest rates that made mortgages affordable for those who can get them squashed traditional investor income, said Troy Lewis, a certified public accountant who has worked through many real estate deals at his tax practice in Draper, Utah.

“If people felt they could get a reasonable return on money in the traditional way, then these nontraditional ways would have no appeal,” he said. “But savers are getting killed and looking for ways to increase cash flow. There aren’t many ways to do that right now.”

That doesn’t make rental properties a sure thing — far from it, said Lewis. Unlike an investment-grade bond held to maturity, a rental home provides no guarantee that an investor will even earn back his or her principal. Renting out homes is also complicated from tax planning and property management perspectives, said Jon Strandlie, a financial adviser with Edward Jones in San Antonio, Texas.

Still, Strandlie and his wife, Nancy, recently turned a home in Helotes, Texas, into a vacation rental, which he forecasts will earn about $15,000 a year in profit. That’s after property taxes, insurance, cleaning fees, and the 10 percent fee, per booking, they pay to Evolve Vacation Rental Network. Once they get done paying off the mortgage, the annual profit could more than double, he figures-though he adds that property management can be a headache for landlords that don’t boast handyman skills.

It’s too simple to say that the influx of new landlords has been a bad thing for home buyers, said Svenja Gudell, chief economist at Zillow. When banks were hesitant to lend, cash buyers helped resuscitate comatose markets. Even now that investors are competing with would-be buyers, it’s not clear to Gudell that they’re taking precious housing stock off the market.

“We can all agree that there aren’t enough homes to buy, but if you look at rental rates, you can also say there aren’t enough homes to rent,” she said.

During the dark days of the Great Recession, it was fashionable to wonder whether the housing crisis would sour an entire generation on the idea of home ownership. That hasn’t quite come to pass, at least not according to a bevy of surveys reporting that the vast majority of millennials still aspire to home ownership.

At the same time, the share of U.S. households that rent is at its highest level since 1965, leading Redfin’s Kelman to wonder whether the growing class of new landlords has wrought permanent change on the country’s housing market.

“The interesting thing to me is that when investors were buying up property in 2011 and 2012, there was all this anxiety about what will happen when they sell,” Kelman said. “Now everyone is surprised to find out that they’re not flippers, but given where rents and mortgage rates are, it makes sense. We may have to acknowledge that there’s only one shoe, and it dropped in 2011.”

Sibling Conflict? 10 Reasons You Are Not Close With Your Baby Boomer Brothers and Sisters

0

Siblings have a special day for themselves? Yes. April 10 is National Siblings Day, a day to honor your brothers and sisters – whether they are still alive or not. (www.SiblingsDay.org)

This is a day to reach out and say, if you are fortunate, “I love you.” If you are not so fortunate as to have a good relationship with your brother or sister, use this day to consider the “real” reasons you don’t.

Most people have their own explanations for why they don’t get along with or like their siblings. However, after 38 years of working with adult siblings, I’ve come to understand that most often the origin of the problems stems from — your parents.

Let me be clear; I’m not blaming parents. Your parents probably did the best they knew how, but inadvertently, parents are involved in seven of the top ten reasons for sibling conflicts.

  1. Parental favoritism
  2. Children recreate parents’ conflicts
  3. Parents recreate their own sibling issues with their children
  4. Parent is “switchboard operator” for the siblings
  5. Parents assign crystallize behavioral roles for each child
  6. Dysfunctional parents cause siblings divert anger to each other
  7. Dysfunctional parents cause sibling to isolate themselves
  8. Younger sibling feels abandoned as older moves away
  9. Cultural preference in looks, abilities, personality
  10. Mental illness and neurological conditions

Parents set you up to fight, be jealous, be distant. When they had children, they brought their own sibling issues with them – perpetuating generational sibling patterns. If you look back to your parents’ siblings and your grandparents’ siblings on both sides of your family, you’ll find some surprises: relationships that look a lot like what you have with your sister and brother.

Once you understand where your bad feelings began you have a better chance to resolve problems in your relationships. Your anger at them isn’t based on what your sister did last year or how your brother treated you a few years ago. Your problems with each other are but the next step in a family history of sibling problems.

But, you can change that. This April 10, call your brother and sister; discuss these 10 explanations. See how that can open doors to a new perspective on the conflicts you have with your siblings!

The Hottest Start-Up Market? Baby Boomers – New York Times

0

New business ideas that cater to boomers are nearly endless, she said, and include chefs, online dating sites and yoga instructors for people with health issues.

“There’s more talent coming into the market,” she said.

The Mordkovich brothers initially financed Evelo with $100,000 that came from selling their previous businesses. Now they are planning to raise $1.5 million from investors through Fundable, a crowdfunding site.Their objectives are to add more electric bikes, including one that folds; expand internationally; and offer more bike features, like theft protection.

One of their biggest challenges was finding good manufacturing plants in Asia. “We had come from e-commerce and virtual goods,” Mr. Mordkovich said. With the help of referrals from the Light Electric Vehicle Association, they found factories in Taiwan and southern China.

Much-needed tools for the elderly, like the gunmetal gray walkers that date to the 1950s, badly need a makeover, experts added. But simply applying high-technology solutions to existing products does not always work, they cautioned. For instance, wearable devices have been popular with millennials for monitoring and tracking health, but they are not necessarily going to be a hit with older users.

“People lose interest in wearables very quickly,” said Jody Holtzman, senior vice president for market innovation at AARP. “They can see the potential, but design is problematic.” According to AARP studies, he added, users had difficulty with syncing wearable products with their computers or even finding directions that explain how to use them.

“There are no clear market leaders,” said Lori Bitter, who heads The Business of Aging, a consulting firm based in Napa, Calif. “And how do we get the technology into people’s homes?”

Certain services, though, are finding their target audience. They include companies that offer home downsizing, gyms for the 55-and-older set and meal kits for people with diabetes or heart conditions.

“There’s quite a lot of funding available, too,” Mr. Holtzman said. “A few years ago, when we showed up at a V.C. event, people wondered what we were doing there.” That doesn’t happen anymore, he added.

Now, AARP holds yearly pitch events and even has its own incubator, The Hatchery. Entrepreneurs are also showing up at other events like the Silicon Valley Boomer Venture Summit, which Ms. Furlong produces, and those held by Aging 2.0, a San Francisco innovation accelerator.

At AARP’s first health innovations pitch event in 2012, 80 companies applied, Mr. Holtzman said. This year’s event in April, which focused on caregiving, had 200 applicants. This segment has already attracted many well-funded start-ups, like Honor, HomeHero and CareLinx.

According to a 2014 survey done for AARP, 34.2 million Americans served as unpaid caregivers to a loved one 50 years old or older in the previous 12 months. In a mobile society, though, fewer family members are available as caregivers.

“People are looking at how to finance longevity,” Ms. Furlong said. “And their first concern is the cost of health care.”

An online “family concierge” service called Envoy is among those that have found backers to serve this area. The company, now four years old, has pulled in $4.2 million from notable early-stage investors like SoftTech VC, which financed Fitbit and Mint.com, and Lowercase Capital, which has backed start-ups like Uber, Instagram and Kickstarter.

Envoy sets itself apart by hiring stay-at-home mothers with flexible schedules. They do light chores, like walking a dog, washing dishes or grocery shopping. The service is now in 22 metropolitan areas with significant aging populations like Phoenix, Miami and Las Vegas. Justin Lin, who founded Envoy, eventually wants to expand to 100 areas.

“My own mom passed away from cancer,” said Mr. Lin, who has started three other businesses. “My dad would need help soon. But there weren’t a lot of caregiving options.” That realization, he said, led to his starting Envoy.

After testing Envoy with friends and family for a few years, he discovered that caregiving was a much-needed service. “I was building a service that’s potentially powerful,” said Mr. Lin. The company is not yet profitable.

Many start-ups are trying new ways to reach their target audiences. Evelo, the bicycle company, uses a network of about 300 so-called brand ambassadors to market to potential customers. They have bought a bike, registered on the site to be ambassadors and can opt to take prospective buyers on test rides. After a bike purchase, the ambassador gets a $200 check.

Even businesses with decidedly mundane products are finding ways to capture the longevity niche. Foot care, for example, is a huge market, and “finding shoes that are attractive and feel good is a huge deal,” Ms. Bitter said.

One of the founders of the Rockport Company, Bruce R. Katz, reinvented himself in 2013 by starting the Samuel Hubbard Shoe Company to sell comfortable footwear to baby boomer men. He markets his collection as “un-sneakers” that have three-part insoles and are lightweight.

“As people get older, walking is one of the most important exercises,” said Mr. Katz, a third-generation shoemaker. “And there’s more problems with the feet.” To add the cool factor, a limited edition collection is available in sky blue, plum and lime green.

The company, which sells its footwear online and through retailers, now offers 18 styles of men’s shoes and will soon begin offering women’s shoes. It logged $2 million in revenue last year selling primarily to baby boomers. Mr. Katz expects sales to reach $12 million this year and estimates that the company will be profitable next year.

In a validation of the brand’s appeal to baby boomers, former President Bill Clinton, who turns 70 this month, was even photographed walking a dog, wearing Samuel Hubbard’s sky blue shoes.

Continue reading the main story