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Baby Boomers, Please Stop Telling Us We’re ‘Doing It All Wrong’

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While scrolling through my Facebook feed, I saw a viral post many friends shared. In the post, a grey-haired man wearing a gray suit and a smug smile appeared under the headline, “Physician Tells Parents–‘You’re doing it all wrong.'”

I see this formula all the time. It’s not always from a physician; it may be a psychologist, another professional, or a veteran parent from the baby boomer generation. But the message is always the same–millennial parents are doing it wrong. As a millennial parent, if I read one more headline or meme about how I’m doing it wrong, I might just shit a chicken.

There are many ways to do parenting all wrong. If you go out to happy hour with the girls during your kid’s naptime far from the monitor’s range, that’s wrong. You put the diaper on the baby’s head and not his bum, that’s incorrect. Allow the baby to drink hot coffee before he’s potty trained–wrong. There’s a myriad of things that you can do as a parent that anyone with half a brain would recognize as being objectively and unequivocally wrong. That’s never what these accusations of wrong-doing are about.

Instead, it’s about how we’re parenting… how we speak to our kids, how we treat our kids, how we discipline, what we feed them, etc. We’re coddling them too much. We’re not being stern enough. We’re setting unattainable goals. We’re not giving them enough attention. We’re giving them too much attention. Whatever box we’re able to squeeze ourselves into is the wrong one.

Millennial parents are in desperate need of many things–livable wages, family leave, a solution to the student debt crisis and sleep to name a few. The one thing we have an overwhelming abundance of is information. Baby boomers often scoff at millennials constantly gawking at their phones. There’s a good chance a modern mom staring at her phone is reading a new study and is now scolding herself for not taking fish oil during pregnancy to prevent asthma in her children.

We have thousands of parenting books available. New information and product recalls are available daily. We don’t even need to leave our homes to face judgment from fellow moms–we have online parenting groups for that! Although it’s valuable to have a wealth of information to make informed decisions, the weight of making so many decisions (and whether they’re the right ones) often feels crushing.

I would rather spend my few precious moments of free time listening to Cailou’s incessant whining than someone summarizing all the ways millennial parents are screwing up their kids.

Don’t get me wrong, I do appreciate insight from baby boomers with many more years of experience than myself. I know parents with grown children must have a better sense of what truly matters and what doesn’t. So I am listening and grasping the grain of truth that exists in all these “you’re doing it wrong” sentiments.

To some extent, I’m sure we are doing something very wrong and it will make us cringe years from now. Just like we cringe when we see photos of those little death rockets baby boomers called car seats decades ago. Oh! And remember lawn darts? It’s truly a miracle Darwinism didn’t prevail and we’re all alive today to have these silly debates.

Maybe you believe we’re doing it all wrong. But, please, just let us. Most of us don’t know what the hell we’re doing most of the time. But we love our kids and we’re trying to give them the best life we can. So, please, show us you have a little faith that we can do this. Or, if that’s too much to ask, just cover your eyes and hope for the best like you did when Uncle Joe launched a lawn dart.

This post originally appeared on fortheloveofwineandcoffee.com.

Marvelous Medicinal Value of Effective Herbal Supplement

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Herbal supplements are widely known for their many amazing health benefits. Even in ancient cultures, parts of plants are consumed to relieve pain and treat common health problems such as sleeplessness, stomachache, colds, and fever. While there are a lot of synthetically produced nutritional supplements and medicines available in the market today, most people prefer to take herbal supplements not only to treat various illnesses but also to rev up their immune system and improve overall health. Despite the fact that primary care doctors do not recommend the use of herbs and botanical remedies, a number of pharmaceutical industries are still earning billions from producing various health products derived from plants and other natural sources.Some of the reasons why most people are turning to natural supplements and cures are that unlike some common synthetic drugs, they are easily absorbed by the body and are safe because they do not have any adverse side effects.

With thousands of herbal supplements out there, it is really hard to find out which product can provide you with enormous health benefits. Aside from that, not all supplements available in pharmaceutical stores are properly produced and the government has no strict regulations when it comes to herbal products so it is very important to carefully choose the best brand of natural supplement. Before purchasing a certain herbal supplement make sure to check the information listed in the product label. If you can not decide on the right supplement because you have recurring illnesses, are taking medications, or if you are pregnant, it is more prudent if you meet with a nutritionist or make a detailed research of the brand name.

Some of the common herbal supplements and remedies are garlic, Echinacea, bee pollen, and ginseng. Garlic has been used for centuries in cooking and as treatment for severe health problems. Raw garlic has overwhelming health benefits that it is considered a marvelous herbal medicine. Modern researches found out that garlic has anti-oxidant and natural anti-biotic properties. Garlic is used as a natural remedy for pimples and acne, and it's also use to treat common colds, reduce blood cholesterol level, regulate blood sugar, and prevent cardiovascular diseases. Garlic has a sharp taste and strong odor that most people prefer to take garlic supplements to avoid the lingering smell. Echinacea which is a native plant in North America is also a powerful remedy for all types of infections and cancer. Taking Echinacea herbal supplement can help improve immune system naturally. Bee pollen is another popular supplement that contains many awesome benefits. It is actually classified as one of the nature's super food as it contains natural substances such as vitamins B, C, D, E, beta-carotene, iron, manganese, calcium, zinc, potassium, magnesium, and selenium, that are necessary for optimal health. If you often feel tired and sluggish, including bee pollen supplement in your diet can help relieve fatigue, boost your mood, and restore your energy. If you are sensitive to pollens, bee pollen supplements can help increase your resistance to allergies that cause breathing problems. Taking bee pollen supplements regularly can also help strengthen your immune system, protecting your body against various diseases. Ginseng, a potent herb included in the list of traditional oriental medicines can greatly help fight physical and emotional stress, enhance memory and improve mental alertness.

Thinking of Buying a Condo Hotel? Here Are 20 Things You Need to Know!

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1. What is a condo hotel or condotel?

Think of a condo hotel (also sometimes called a condotel or hotel condo) as buying a condominium, although one that is part of a four-star caliber hotel. Therefore, as an owner, when you are on vacation, you'll get the benefit of more four-star services and amenities than you'd get in a typical condominium.

2. What types of services and amenities are found in condo hotels?

If you can imagine the niceties you'd find in an upscale hotel, then you can picture a condo hotel. Among the features are often resort-style pools, full-service spas, state-of-the-art fitness centers, fine dining restaurants, concierge services and room service.

In some locations, like Las Vegas, you'll find condo hotels with their own casinos, retail areas, and entertainment venues. In places like Orlando, you'll find condo hotels with their own water parks and convention facilities.

3. What is the difference between a condo hotel and a traditional condominium?

The big difference between a hotel and a condo hotel is that a hotel typically has one owner, either individual or corporate, but a condo hotel is sold off unit by unit. Therefore, a 300-room condo hotel could have as many as 300 unit owners.

4. Is it evident to hotel guests whether they're staying in a condo hotel or a traditional hotel?

A hotel guest will likely never know that the hotel has multiple owners because the property is operated just like a traditional hotel and often under the management of a well-known hotel company like Hilton, Hyatt, Starwood, Trump or W. Also, each of the individual condo hotel units will look identical in design and décor to every other, just as they would in a traditional hotel.

5. Who typically buys condo hotels?

They're primarily sold to people who want a vacation home but do not want to deal with the hassles typically associated with second home ownership such as maintaining the property or finding renters in the off season.

6. What is the demographic of the typical condo hotel buyer?

The spectrum of condo hotel buyers is pretty broad. There are families that want a second home in a vacation destination. There are baby boomers who are at or nearing retirement and want somewhere they can "winter." There are also plenty of investors who purchase a condo hotel unit with little intention of ever using it; they're in it for the potential appreciation of the real estate.

7. Can you live in a condo hotel?

Condo hotels are not typically offered as primary residences. In fact, many of them limit the unit owner's usage of the condo hotel unit (typically 30-60 days per year) because the unit is expected and needed in the hotel's nightly rental program where it can be offered to guests and generate revenue.

8. Who gets the money when your condo hotel is rented out?

The hotel management company splits the rental revenue with the individual condo hotel owner. While the exact percentages vary from property to property, the typical rental split is in the 50% -50% range.

9. Who finds hotel guests and then cleans and maintains the condo hotel units?

The hotel management company markets the property and books hotel guests. It also maintains the unit and ensures the smooth operation of all of the hotel's services and amenities.

10. What are the advantages / disadvantages of purchasing a condotel over purchasing typical rental properties?

Advantages include:

· Hassle-free ownership; no landlord issues

· Rental revenue to offset some or maybe all ownership expenses

· A fantastic vacation home available for use whenever you want

· A real estate investment at a time when other investments may seem less attractive

· Strong likelihood of appreciation

· Pride of ownership – "I own a piece of a Trump"

Disadvantages include:

· Annual cash flow could be equal to or less than annual ownership costs

· Pets are usually not welcome.

· An owner's condo hotel unit may be rented when the owner wants to it, so advance reservations are required to guarantee availability.

· The condo hotel unit is subject to the same dips in the market that affect all hotels in the competitive market set: hurricanes, terrorist threats, warm winters up north, price of gas, etc., all of which can affect a unit's occupancy rate and the amount of revenue it generates.

11. Are condo hotel units difficult to finance?

Not at all, but they do take 20% down typically, whereas condos can be purchased with less cash down. It's also important to make sure you use a mortgage broker who has had success in getting condo hotel financing deals done. Many banks still do not do them, but more and more are getting involved as condo hotels become more widely available.

12. How long have condo hotels been around and where are they located?

Condo hotels have been around for several decades, but the huge surge of four-star and five-star condo hotels that have been making their way across the country, started around year 2000 in the Miami area. The Miami-Fort Lauderdale area still has the most condo hotels, but areas like Orlando and Las Vegas are developing condo hotel properties at an even faster rate and will likely surpass South Florida soon. Other up-and-coming areas are places like the Bahamas, Panama, Dominican Republic, Mexico, Canada and Dubai.

13. How much do condo hotel units cost?

That's like asking how much a car costs. There are different quality condo hotels. Some require greater amounts of money than others, obviously.

There are inexpensive condo hotels out there for as little as $ 100,000. These are typically found in properties that have converted their use from an existing hotel. They are hotel room-sized, lack kitchen facilities, luxury franchises, and other first-class amenities.

Then there are the four-star or greater properties that may start in the $ 300,000 to $ 400,000 range, but can go all the way up to $ 800,000 just for a studio unit. One- and two-bedroom units cost substantially more than a studio. Of course, the studios do come fully furnished and finished, and will be significantly larger in size than a typical hotel room, and may attract guests because of its name like St. Regis, Ritz or W.

14. What are typical maintenance costs?

On average about $ 1.00 to $ 1.50 per sq. ft., but the range can $ exceed 2.00 sq. ft. in the most luxurious properties.

15. Do you buy condo hotel units after they have been built, or can you purchase condo hotels in pre-construction?

Unless you are in a hurry to get started vacationing or you need to complete a 1031 exchange, it's best to buy condo hotels in pre-construction as early as possible. That's when prices are lowest and unit selection is greatest. You will likely wait two years or longer before closing on and taking possession of your condo hotel unit, but you will have locked in the price and will get the benefit of maximum appreciation.

16. Is there anything else investors should want to know about condotels?

There is more to buying this type of real estate than the old phrase, "location, location, location." While most condo hotels are located in desirable resort and business area locations, what is most important is a good franchise with a strong reservation system.

Also, do not be fooled by an aggressive rental split. One way or the other, the developer of the property will have to staff, maintain and operate the hotel and its services like the restaurants, bars, spas and pools from his share of the proceeds. If he's giving you a very favorable share of the rental, he's also more likely to be charging you a higher monthly maintenance fee. Of course, this goes both ways. If the maintenance split that is offered is closer to 50-50, then your maintenance should be more reasonable too.

17. Any suggestions to investors in choosing which condo hotel to buy?

Get good advice. That means you do not want to rely only on the pitch provided by an onsite salesperson at a condo hotel. You want to talk with a broker who specializes in condo hotels and who knows and understands the entire condo hotel market, not just the facts pertaining to a single property. He or she will listen to your wants and needs and then offer recommendations as to which properties best match your requirements. You'll have an opportunity to comparison shop and consider the pros and cons of each available property.

A good broker can be the difference between your buying a condo hotel that will be problematic and not live up to your expectations or one that will provide you with years of great vacations, good annual revenue and a substantial profit when you sell.

18. Does it cost more to use a real estate broker to purchase a condo hotel than buying a unit on one's own?

No. With new condo hotel properties, the prices are always set by the developer and are exactly the same whether you buy directly from an onsite salesperson at the property or using a broker.

The broker's commission is always paid by the developer and is already built into the price regardless of whether an outside broker participates in the sale or not. Since a broker's representation is free to buyers, it does make sense to enlist their aid and get the benefit of their advice before making a purchase.

19. How can prospective buyers find a good condo hotel broker?

Ask friends for broker recommendations or search online for "condo hotel broker." Visit condo hotel broker websites and see if the information they provide seems comprehensive and unbiased. If their website seems to focus on selling homes or office space, and the condo hotel information appears to be an afterthought, steer clear. Your best bet is to work with a condo hotel broker who specializes.

20. How can buyers learn about new condo hotel properties coming on the market?

Condo hotel brokers can be good information sources as they often learn about properties prior to their release to the general public. Another option is for them to subscribe to a condo hotel newsletter such as the one we publish called Condo Hotel Property Alert. We offer it for we 've <br> free on our website Http://www.CondoHotelCenter.com and it features a different hotel the condo property coming on the market each edition.

Costa book awards deliver for baby boomer winners | Books

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It is a list of guaranteed to gladden the hearts of anyone who thinks they have left it too late to write their first book. Baby boomers, including Sebastian Barry, Keggie Carew, Francis Spufford and Alice Oswald have swept the board of category winners for the 2016 Costa book awards.

Celebrating books across five categories – novel, first novel, children’s fiction, poetry and biography – the Costa awards pit the winners of each category against each other for the overall book of the year award, to be announced this year on 31 January.

Spufford, 52, who won the first novel award for Golden Hill, a vivid evocation of 18th-century New York described by the judges as a “dazzlingly original tale [heralding] a bold, invigorating new voice in fiction”, said cowardice had kept him from tackling fiction despite his award-winning career in other genres.

“I had the sense of fiction as the form in which you are most likely to expose your inadequacies in human experience and understanding,” he told the Guardian. Joking that publishing a novel in his early 50s was “more selfish than a midlife crisis”, Spufford said older novelists had advantages over younger rivals. “By now, you contain really quite a lot of distilled experience and that is to your advantage over people 20 years younger. But you do have to be able to remember what it was like to be younger than you are now.”

Carew, who has already made her mark as a fine artist, scooped the biography award with her debut Dadland, a memoir-cum-detective story about her father, Tom Carew. She said her late start as a writer was “a case of arrested development”, adding: “It is a debut book, but it is the book for me. I have a shed-full of stuff, but I always knew this was [the one] I was supposed to write.”

Described by the judges as “hilarious and heartbreaking”, Carew’s memoir follows her quest to uncover the truth about Tom as he descends into dementia. A law unto himself, she discovered that the man in whose “gravitational field” she grew up had been a Bulldog Drummond-style action man. Serving as a member of the elite Special Operations Executive, he had worked behind enemy lines in France and Burma during the second world war.

The 59-year-old said Dadland had taken years to write. “I stopped at one point and threw the first draft away. I had a really clear idea of what I wanted to do, but it was like grappling with a wild octopus bringing all the strands together.” Asked what advice she would give others starting out as writers, she advised: “I would say, ‘Don’t do it, it’s hell!’”

Though Carew was the oldest of the first-timers on the list, she was not the oldest overall: Irish novelist Sebastian Barry, now 61, took that accolade, winning novel of the year for Days Without End, about two teenage comrades – one Irish and one American – who get caught up in the civil and “Indian” wars.

The novel, praised in the Guardian as “a work of staggering openness; its startlingly beautiful sentences … so capacious that they are hard to leave behind, its narrative so propulsive that you must move on”, puts Barry in the running for his second overall Costa win.

The Secret Scripture was Costa book of the year in 2008, and even before the category winners were announced, the Dublin-born playwright and novelist was bookies’ 2-1 favourite to take the overall prize for 2016 at the end of the month.

“It knocks your socks off every time, even in your 60s,” he said when it was shortlisted in November. “Winning the Costa changed my life. I was able to send my kids to university with that prize. To be at the cadet stage again, that is so exciting.”

Children’s book winner Brian Conaghan, who won with The Bombs That Brought Us Together, offers hope to unpublished writers with piles of rejection slips from literary agents and publishers, having received more than 200 refusals for his debut When Mr Dog Bites, which was published in 2014. The book went on to be shortlisted for the Carnegie medal.

Years as a frustrated unpublished writer had strengthened him, Conaghan told the Scottish Book Trust last year. “I spent years getting rejection after rejection – basically being told my work was rank rotten – so I’m pretty immune to reviews good or bad,” he said. His latest book was described by Costa judges as “a necessary take on modern life in extraordinary circumstances”.

Alice Oswald, 50, completed the five category winners, taking the poetry award with her seventh collection, Falling Awake. It explores life’s losing struggle with the gravity of nature and is designed to be read aloud. “She finds words for encounters with nature that ordinarily defy language,” wrote Observer reviewer Kate Kellaway.

All five writers receive £5,000 and are now in the running for the Costa book of the year, worth £30,000 and announced on 31 January.

3 things Baby Boomers need to know about Social Security

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Changes are coming to Social Security. Here’s what you need to know.

Your New Retirement Lifestyle – Frugality: Doing the Best With What You Have (Part 3)

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In this third article on frugality, I would like to continue to explore ways to enjoy various components of your retirement on a frugal basis.

FRUGAL TRAVEL IDEAS
As we our now in our Third Age, that period of time after raising a family and work, we may have dreams. One of those dreams may be to get out and see the world. If you are living under budget constraints, you do not necessarily have to be tied down to your home. There are a variety of ways to travel. These days, airlines, hotels, scenic attractions, and other vendors do indeed offer incentives to attract seniors. The key here is to be able to find these deals. The most important consideration in the early stages of planning is to come up with a budget. Then you will need to decide where you'd like to go.

Be certain that you broadcast your true age whenever you get the opportunity to that you can take advantage of all senior discounts. Utilize those American Automobile Association and American Association of Retired Persons cards. Indeed, they do offer all kinds of travel discounts. Many hotel chains offer senior discount programs. Some even offer a 50 percent discount.

Take a Tour! A great way to save money is to join a tour group. Those may include alumni associations, church and retirement community travel groups, and even municipal senior or park and recreation travel groups. Remember, you are getting a group discount on everything from entrance fees to hotel rooms. In my previous books I discuss the wonders of Roadscholar. This organization offers nearly 8000 lifelong learning adventures for those of us over 55 in all states and over 50 countries. Programs are offered in conjunction with educational institutions, museums, national parks, performing arts centers and others. Most fees are all-inclusive. At the time of this writing there were a variety of programs offered for less than $ 600.

If you have a condo with a fantastic city skyline view, why not swap it for a vacation with someone who has a place overlooking a Caribbean beach. House swapping as been referred to as one of most pronounced ways of getting a feel for wherever you travel. Intervac International offers listings in at least 50 countries. They suggest vacation duration of between 2 and 4 weeks. The website offers a variety of listing pictures. Advantages of doing this include the elimination of hotel and maybe even car rental expenses, immersion into another culture's lifestyle, and the security and comfort of living at home while being on holiday.

Renting another families' home has become more popular in recent years. The main reason for this is that it is a frugal alternative. There's that word again! Often times you can save money over hotel costs because you do not incur service charges or gratuities and you have more space. That is, you have a kitchen and a living room and perhaps even a private pool or a hot tub. And, you have the advantage of renting in a more rural location. Many vacation rentals give travelers the option of inhabiting real neighborhoods in their destination and living like the local residents.
Rental properties include homes, cottages, condominiums or town homes. There are many agencies that rent properties. One of the most reliable is Vacation Rentals by Owner. They feature 160,000 rentals in over 100 countries worldwide.

If you are interested in volunteering during retirement, think about taking a volunteer vacation, more commonly known as voluntourism. Basically, you combine traditional travel with volunteer work. In essence, you are taking a service-based vacation. You will find that there are many adventure travel companies that offer these trips. Basically, you would be deeply rewarded spending a few hours per day giving back to your favorite nonprofit organization. In consideration for doing this, you most often are provided with free food and lodging as well as plenty of time for hiking, wildlife viewing, fishing, photography and making new friends. Of course another major advantage is the opportunity to immerse yourself in the culture of the people you are helping, especially if you volunteer overseas. If you are not into the activities of nature, or are not in the greatest physical condition, there are many organizations of a cultural nature, such as museums, that offer similar programs. Be sure to check out Road Scholar.

CULTURAL ACTIVITIES
If you enjoy cultural activities, specifically the fine arts, there are a variety of frugal choices available to you. Fine arts typically include the visual arts and performing art forms such as painting, sculpture, music, dance, theater, photography, and even certain aspects of electronic media (video, digital photography, and digital printmaking). Aside from the traditional ways to enjoying these activities such as enrolling in private classes or taking a college course, there may be other alternatives.

You may be able to participate in day trips sponsored by the local senior center or parks and recreation department. My research has shown that the cost of these trips is generally quite reasonable since these organizations are non-profit. In addition, check out performances by my local colleges, universities, and theater groups. My wife and I regularly obtain senior citizen discounts. Another resourceful way to attend theatrical events is to volunteer at the production. For example, as an usher your responsibilities would include escorting patrons to their seats. Your reward is usually a free seat.

Museums are a great source of cultural activities. In addition to ongoing exhibit changes, most museums offer a calendar of events. Many offer lifelong learning seminars, lectures, and trips of a cultural nature at a reduced rate for seniors. You may also find concerts, poetry readings and other classes. Be certain to check the offering at your local museum.

TrendStyle: Nailart „Puderrosa Babyboomer“

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Zum Anbeißen schön verpacken wir uns in diesem Monat wie in Zuckerwatte. Die Trendfarbe Puderrosa beeindruckt in der Mode, sowie auf den Fingernägeln. Ein Beispiel hierfür kannst Du Dir in diesem Video ansehen.

UCLA Baby Boomers remember: Tommy Prothro in Rose Bowl Hall of Fame

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Photo by John Schreiber.
Photo by John Schreiber.

If you’re a UCLA Baby Boomer alum or fan, you’ll remember Tommy Prothro.

At a time in the 1960s when the Westwood campus was agog over John Wooden’s basketball greats, football took a back seat to the hoops.

And then along came Tommy Prothro.

The late Prothro, who coached UCLA to its first Rose Bowl victory, was among two former players and a sports columnist inducted into the Rose Bowl Hall of Fame Sunday.

The other inductees were former USC running back Ricky Ervins, former Minnesota defensive lineman Bobby Bell and sports columnist Art Spander.

The ceremony and luncheon was held in a tent in the Rose Bowl Stadium’s parking lot.

Former UCLA coach Terry Donahue, a defensive tackle on the Bruins team that upset top-ranked Michigan State in the 1966 Rose Bowl Game for the school’s first victory in college football’s oldest bowl game, spoke on behalf of Prothro, who died in 1995 at the age of 74.

Prothro also coached Oregon State in the 1957 and 1965 Rose Bowl Games and was Duke’s quarterback in the 1942 Rose Bowl Game, which was shifted to Durham, North Carolina following Japan’s attack on Pearl Harbor on Dec. 7, 1941.

Ervins was the MVP of the 1990 Rose Bowl Game, running for 126 yards and a touchdown on 30 carries in the Trojans 17-10 victory over Michigan. Ervins also played in the 1988 and 1989 Rose Bowl Games.

Bell anchored the Golden Gophers defense that limited UCLA to 107 yards in Minnesota’s 21-3 victory in the 1962 Rose Bowl Game, its only Rose Bowl Game victory and most recent appearance.

Bell also played for Minnesota in its 17-7 loss to Washington 1961 Rose Bowl Game.

Spander has attended 63 consecutive Rose Bowl Games and covered the last 53. The Dorsey High School and UCLA alumnus started his career in United Press International’s Los Angeles bureau in 1960.

Spander began covering sports full time in 1963 for the Santa Monica- based Evening Outlook as the beat writer for the Los Angeles Rams and Los Angeles Dodgers.

Spander joined the San Francisco Chronicle in 1965, covering golf, football, baseball and basketball. He became the lead sports columnist for the San Francisco Examiner in 1979.

The Rose Bowl Hall of Fame was established in 1989 to honor individuals connected with the game. This year’s class increases its membership to 121.

–City News Service and staff

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How to Write and Say a 30-60 Second Introduction

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Have you attended a meeting or have been at a social gathering and someone asks: "What do you do?" One of the best ways to introduce yourself and let people get to know you, and your business is by having a unique message or self-introduction that is short and memorable.

Your self-introduction is sometimes called an "elevator speech- – a 30-60-second introduction of you. The reason is it called" an elevator speech "is that is the approximate time you have riding between floors on an elevator to talk with someone. It you met someone on an elevator who wanted to know who you are, and what you do, you only have about 30- 60 seconds until the elevator stops at the next floor to introduce yourself and let them know who you work with, or what you do, and the services / product you offer.

Your self-introduction needs to be stated in your words, that you feel comfortable telling someone who you are, whether you're on the elevator, attending a social gathering, or attending a meeting. Your introduction lets people learn who you are and decide if they have something in common with you, as well as if they might need or know someone who needs the service / product you offer.

Your introduction should be tailored to the specific people you are meeting.

Your self-introduction is usually a couple sentences that describe a concise summary of:

1 Who you are, and what you do – -and perhaps the service or product you offer

2 why that person may need what you offer, and

3 what distinguishes you and your service or product over others that provides the same service / product.

How To Develop a Self Introduction

Keep your introduction brief. It's an opener, not a complete description of everything you do.

Your 30-60 Second Introduction should be:

1 short

2 concise

3 relevant

4 attention grabbing

5 persuasive

6 a call to action

Your introduction may not appeal to everyone – but that's the point. It's a narrowly targeted message. It's a way of "lasering" who you are and not trying to appeal to everyone you meet. This introduction when stated at networking or business meetings and social events, lets others know who you are, what you do, and decide if they want to learn more about you, and or do business with you.

Five- Step Formula for a Writing Your 30-60-Second Introduction for Business or Networking Meetings

Here is a process to develop your self introduction when attending business or networking meetings. It describes who you serve and what you help them do:

(See the example of what to say typed in blue font below each step.)

1) Name your target market. Start by stating specifically who you work with – who you serve, or what you do.

"I work with empty nesters and baby boomers and professional

2) Describe the main problem, challenge, frustration or need that they have. Describe emotions that your client experiences, by tapping into a deeper need or issue that is of real concern for them.

… Who are exhausted and overwhelmed with daily routines, who are in a toxic relationship with a spouse, family, co-worker, and are feeling stressed out with their job.career ….

3) Describe your solution that will reduce or solve that problem in terms that person can understand. Describe the result s / he can expect to get from working with you. Clearly define how your service or product leads to a long-lasting result or 'bottom line' dollar impact for your client. Use words that will be meaningful to them. State something that will help the person save time, money or solve a particular problem.

I help clients identify what personal or professional goals they want to achieve that will eliminate a problem they have.

4) Add something that is unique about your services or products – something that would differentiate your and make you stand out from your competitors. This is where you help them understand why they would choose you over others who provide a similar service. It might be a method, process, assessment or model you have developed, or specific results you have helped clients achieve.

We work together to get through this as a team and solve these problems.

5) State a call to action – Say a short sentence that requests the listener to

take action now.

Millennials and Baby Boomers the two most Robust Residential Markets • RealtyBizNews: Real Estate News

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This is becoming a very good time to be in real estate, especially against the backdrop of years not far in the rearview mirror. Most likely, the two most robust residential markets in the foreseeable future are millennials and baby boomers. As a real estate professional, it may be tempting to attempt conquering both of these markets but the smart money is probably specializing in one or the other. This article covers trends in the baby boomer market.

Baby boomers are doing it one more time – changing the landscape of society. As the 77 million boomers move into retirement, it’s no longer your great grandfathers’ retirement community. Today’s seniors are more diversified and more active. They continue to be active both physically and mentally.

Beyond Shuffle Board

Senior communities are being forced to move away from simply keeping older people occupied to creating life enrichment activities that boomers are demanding. And this has to be done in an economical manner because the average boomer is about $500,000 short for the life style that they want to live. Because of the monetary short fall, more and more seniors aren’t completely retiring. Instead, they are moving into a semi-retirement lifestyle. On average, seniors working from home earn between $9 and $30 per hour. The bottom line is that senior housing facilities are gravitating towards accommodating part time working seniors. Another change is offering lifetime education and self-improvement services.

While there are stereotypes that older workers are not tech savvy, studies show that many older workers have kept current with technology. Beyond that, these studies show that older workers can still out perform younger workers based on better skills involving organization, sense of responsibility, cooperation with colleagues, and more empathy towards clients. There will be an on going demand for the work services of our aging population.

Continuing Care Retirement Communities

The old retirement home and nursing home concepts are fading into the past. The new concept for retirement housing is becoming Continuing Care Retirement Communities (CCRC). These are facilities designed around allowing the elderly to progress from an active lifestyle to an assisted living lifestyle, to a full nursing home atmosphere without having to relocate in their later years.

These communities are being designed so that seniors can continue living independently and progress into assisted living as their needs change. Eventually they can move into skilled nursing care accommodations when required (within the same independent neighborhood they are familiar with and have friends in). What today’s seniors are looking for are senior housing options that include independence, choice, and social networking while at the same time remaining in the same community as their health dictates and they eventually require more care.

No Loss of Freedom

The evolution to the CCRC model is partly due to baby boomers not wanting to lose their freedom as long as they are mentally and physically able to continue taking care of themselves. These communities offer a combination of single-family housing, condominiums, and rental apartments. Often, newly retired or semi-retired people first move into a smaller single family home and take care of all of their own needs while still having the security of on-campus assistance if needed.

As times and requirements change, they move into easier to maintain housing arrangements providing needed services. The costs of these arrangements come in three broad contract terms. One is a fully paid lifetime services contract that often costs a million or more. Another is a progressive plan when the costs increase as more services are needed. These are packaged plans that often pay for services not immediately needed but available in the future. The third is a cost-for-service plan that pays for only the services needed at the time. This can include a cost for medicine maintenance that costs for each medication the person is taking. For most people, there is no ironclad way of determining the most cost effective plan unless they know with reasonable certainty how long they will live in retirement and what future services will be needed.

Whether you are a baby boomer entering your retirement years, the adult child of a baby boomer looking to assist them, or an investor interested in the retirement housing market, keep your eye on the market the 77 million baby boomers are just now beginning to redefine.

New Trends

Senior living communities that include golf courses, tennis courts, stand-alone homes, etc. require abundant space that tends to drive them into the suburbs. What some investors are now asking of developers are accommodations that can easily and inexpensively be converted from independent living to assisted living to nursing care as this population continues aging.

Another version adapts inner city structures into full service, last stop facilities. One example is Queen Anne Manor in Seattle, a 93-unit assisted living and memory care (dementia) property. Originally built in 1908 as a children’s hospital, the building has undergone extensive remodeling at a prime inner-city location. With two floors dedicated to memory care, units average about $400,000.

What many investors are shying away from are single service models such as only offering assisted living. While there is plenty of room for growth in this expanded sector, other astute investors are avoiding over developed areas such as Florida, Texas, and Southern California.

Please leave a comment if this article was helpful or if you have a question.

Author bio: Brian Kline has been investing in real estate for more than 30 years and writing about real estate investing for seven years. He also draws upon 25 plus years of business experience including 12 years as a manager at Boeing Aircraft Company. Brian currently lives at Lake Cushman, Washington. A vacation destination, a few short miles from a national forest in the Olympic Mountains with the Pacific Ocean a couple of miles in the opposite direction.