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5 Tips to Help Baby Boomers Deal With Their Fears of Financial Insecurity

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Key to living the Law of Attraction Boomer Style

Worry, financial crunch, debts, burning freezes, pension losses, and are on the mind of many baby boomers. All these things are associated with fear, recession and hard times. We may not be able to change the situation of the economy, but we can take steps to remain calm and maintain our sanity in these tough times!

Use the Law of Attraction

Does thinking about the stock market, your debts or wondering if you will be fired, do you any good? If you have a positive attitude it leads to feeling happy. If feel good you are open to more people to network with, friends and opportunities. When you feel good you will find better to solutions. You will be focused on what you have, what you can do instead of staying stuck in your problems. When you are in a negative frame of mind, it is almost impossible to find a solution. It is easy to manifest the life that you want, when you imagine the life you want instead of the life you do not want. Looking for a way out and expecting everything to turn out well is the Law of Attraction. When you focus on a positive exit, you get a positive exit! Do you go to places where you feel calm, positive and hopeful? Many people find peace and serenity in places like gardens, parks, churches or synagogues. Have you ever noticed how angry you feel when everything looks out of place or is disarray? All matter is made up of energy, however energies attract like energies! Therefore to attract happiness, abundance or positive opportunities into your life you must be around positive energy. People who are happy attract friendship, admiration and opportunities.

The following tips may help you manifest more abundance into your life

1. Think positive think abundance! "Thoughts become Things"
2. Look for reasons to smile from the inside out
3. Do not keep any bills in your wallet, that is a subtly way of telling yourself that you are ready to receive money
4. Meditate, and exercise regularly will help you release stress from your mind, body and spirit.
5. Eat healthy, live healthy and think healthy.

A healthy mind creates a healthy body and a healthy spirit. Finally, boomers think positive, sensibly and smart about your money!

Future Entrepreneurs Need to Focus on Markets, Trends And Problems, Not Ideas.

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Young Millennial couple shopping.  

Getty

If you are someone who wants or wishes to be an entrepreneur but feel you don’t have the big idea, relax. It’s not about the big idea. Honestly, ideas are everywhere and they get pitched all the time. Savvy entrepreneurs and investors all say the same thing: what problem are you solving? If you examine startups that are successful, you will see that they leveraged a large market of customers, they positively exploited a trend or they solved an important customer problem. To be a successful entrepreneur, study one of these three things:  markets, trends or problems.

For the purpose of this article, markets are defined as large groups of people who have similar characteristics in their demographics and psychographics.  For example, the large markets of people in the United States are Gen Z, Millennials, Gen X and the Baby Boomers. These four market groups make up over 90% of the population in the USA. So, which of these groups interest you or are you most curious about? For example, Baby Boomers want to live forever and hold quite a bit of wealth so what do they need in order to live amazing and healthy lives?  They have already indicated that they are willing to “die in place” in lieu of being in a retirement home so what are the technology implications to monitor their health and safety? Study the major group of your choice and research as much as you can about them to discover what they might need next.

One of the best traits you can have as an entrepreneur is to be intensely curious. That curiosity will have you paying attention to trends, which are changing or disrupting several industries. Do you see the trends of natural and organic food (both for humans and pets), the continual drive to a rental economy (AirBnb, etc.), and the growth of eCommerce over retail?  These are major trends that are shifting entire industries and creating opportunities for newcomers to come in and grow just by leveraging a trend. Don’t believe it? In 2000, there were approximately 1,500 craft breweries in the USA. Today, there are over 6,500. If you had talked to marketers and craft brewers in the early 2000’s, they would have all said the same thing. Craft beer is going to grow; it’s just a question of when and by how much. How did they know? They could see the changing tastes of early adopter consumers wanting a more quality craft beer. Be more curious about a couple of trends you care about and see where it leads you.

A group of multi-generational friends.

Getty

The last area of focus for entrepreneurs and probably the most important is problems. Spotting, evaluating and solving problems could be one of the biggest drivers of startup companies. Why? If you solve a problem that either a large customer group (e.g. Baby Boomers, etc.) or an industry has (e.g. Uber versus taxis, etc.), the revenue size of the opportunity will be in the billions of dollars. You don’t have to worry about creating the market or growing the industry. Both are already there. Significant markets and industries are usually big and a successful solution to a problem can grow extremely fast. Dropbox was created because the founder was attending an event, had a presentation to make and forget his USB drive. We already had mobile storage via the USB drive. But we did not have cloud storage available anywhere on demand. Boom.   

 If you are working in a company today but really want to test your entrepreneurial metal someday, hone your skills and perfect your expertise. Be more curious and spend just a little more time researching markets and trends. Don’t focus on generating as many ideas as possible and pitching them to anyone that will listen. Instead, try and discover potential problems, talk to real customers to see if they have that problem and then focus on creating a solution that minimally solves that problem. There is a lot more that has to happen to create a successful startup but solving a key problem is the first major step. 

“>

Young Millennial couple shopping.  

Getty

If you are someone who wants or wishes to be an entrepreneur but feel you don’t have the big idea, relax. It’s not about the big idea. Honestly, ideas are everywhere and they get pitched all the time. Savvy entrepreneurs and investors all say the same thing: what problem are you solving? If you examine startups that are successful, you will see that they leveraged a large market of customers, they positively exploited a trend or they solved an important customer problem. To be a successful entrepreneur, study one of these three things:  markets, trends or problems.

For the purpose of this article, markets are defined as large groups of people who have similar characteristics in their demographics and psychographics.  For example, the large markets of people in the United States are Gen Z, Millennials, Gen X and the Baby Boomers. These four market groups make up over 90% of the population in the USA. So, which of these groups interest you or are you most curious about? For example, Baby Boomers want to live forever and hold quite a bit of wealth so what do they need in order to live amazing and healthy lives?  They have already indicated that they are willing to “die in place” in lieu of being in a retirement home so what are the technology implications to monitor their health and safety? Study the major group of your choice and research as much as you can about them to discover what they might need next.

One of the best traits you can have as an entrepreneur is to be intensely curious. That curiosity will have you paying attention to trends, which are changing or disrupting several industries. Do you see the trends of natural and organic food (both for humans and pets), the continual drive to a rental economy (AirBnb, etc.), and the growth of eCommerce over retail?  These are major trends that are shifting entire industries and creating opportunities for newcomers to come in and grow just by leveraging a trend. Don’t believe it? In 2000, there were approximately 1,500 craft breweries in the USA. Today, there are over 6,500. If you had talked to marketers and craft brewers in the early 2000’s, they would have all said the same thing. Craft beer is going to grow; it’s just a question of when and by how much. How did they know? They could see the changing tastes of early adopter consumers wanting a more quality craft beer. Be more curious about a couple of trends you care about and see where it leads you.

A group of multi-generational friends.

Getty

The last area of focus for entrepreneurs and probably the most important is problems. Spotting, evaluating and solving problems could be one of the biggest drivers of startup companies. Why? If you solve a problem that either a large customer group (e.g. Baby Boomers, etc.) or an industry has (e.g. Uber versus taxis, etc.), the revenue size of the opportunity will be in the billions of dollars. You don’t have to worry about creating the market or growing the industry. Both are already there. Significant markets and industries are usually big and a successful solution to a problem can grow extremely fast. Dropbox was created because the founder was attending an event, had a presentation to make and forget his USB drive. We already had mobile storage via the USB drive. But we did not have cloud storage available anywhere on demand. Boom.   

 If you are working in a company today but really want to test your entrepreneurial metal someday, hone your skills and perfect your expertise. Be more curious and spend just a little more time researching markets and trends. Don’t focus on generating as many ideas as possible and pitching them to anyone that will listen. Instead, try and discover potential problems, talk to real customers to see if they have that problem and then focus on creating a solution that minimally solves that problem. There is a lot more that has to happen to create a successful startup but solving a key problem is the first major step. 

Gen Z Isn’t Killing Your Industry

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Gen Z, everyone’s latest favorite punching bag, is more invested in digital cameras than you might think. Over 60 percent of the youngest generation own or use a digital camera.


why axis chart gen z cameras

Today’s youths—a category I begrudgingly admit that I fall into—are blamed for a lot; once a year, a new report, complete with a shiny statistic and scapegoat, bubbles to the surface and accuses us of destroying an industry. According to Business Insider, I and my fellow capitalism-quashers are killing Facebook (good!), preppy brands (good!), and books (OK, that’s not so good).

But I have exciting news, fellow youths: We’re not slaughtering the camera industry.

Over 60 percent of Gen Z use or own a digital camera, according to Digital Imaging Reporter. The majority are familiar with point-and-shoot cameras at 30 percent followed by DSLRs at 24 percent. Instant print cameras—perfect for capturing the mise en scene of Say Cheese and Die—sit at 18 percent. And bringing up the rear are action cameras and MILCs (mirrorless interchangeable-lens cameras) at 14 and 5 percent, respectively.

The Why Axis BugDIR also found that 45 percent of Gen Z consider themselves snapshot photographers, meaning they’ll take a spur-of-the-moment picture when they want to document something new or exciting (but that’s probably not news if you’ve bumped into as many young, selfie-stick wielding tourists as I have). And given the ubiquity of online picture platforms such as Snapchat and Instagram, it makes sense for younger folks to be familiar with the photography world. Everyone knows how to capture theirbest angle and sniff out the best lighting, and it’s common knowledge that many preened and perfect Insta-models are using something with a bit more power than a scratched-up iPhone 8.

Physical-print sales benefit from today’s teens, too: 41 percent of Gen Z respondents purchased a print in the last year. Only Millennials bought more hard copies. Gen X’s percentage was roughly equivalent to Gen Z’s. And get this—Baby Boomers came in dead last.

Most of this information is surprising, both because of young people’s widespread adoption of an industry many assumed dead and given the expense of quality cameras and accumulated cost of prints.

And hey, I get it. Why wouldn’t I want high-quality beach selfies printed, framed, and hanging on my wall—especially when I spend so much time shifting and posing to make sure I’m following PCMag’s selfie guide.

Baby Boomers Provide Help For The Looming Worker Shortage

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Environmental and societal changes are adding to the deferment of retirement.

"Based on data provided by The Bureau of Labor Statistics, we believe that by the year 2011, we will have a shortfall of 10,033,000 skilled workers. L. Gioia, author of Impending Crisis: Too Many Jobs, Too Few People and president of The Herman Group.

Bottom line: Baby Boomers can be key figures in soothing the impending worker shortage crisis. This looming shortage will result in fewer workers available to produce goods and services, threaten standards of living and dramatically reduce Medicare and Social Security funding. Higher employment rates among baby boomers could increase the labor force and reduce claims on retirement benefits.

Today, life expectancy in the United States is at an all-time high of 77.4 years. The shift from manufacturing to more computerized, less physically demanding jobs enables older workers to stay on the job. And, Congress recently raised the age at which retirees qualify for full Social Security Benefits from age 65 to 67, thus encouraging workers to remain in the workforce.

In 2004, only one-third of workers aged 55 and older plan at or older than age 66, according to the Retirement Confidence Survey, which reports annually on the retirement expectations of workers. Plus, approximately 70 percent of workers between ages 25 and 54 expect to work in retirement.

The Bureau of Labor Statistics (BLS) tells us that once the oldest baby boomers reach age 65 in 2011, the population will begin to age rapidly. And the US Census Bureau predicts that between 2000 and 2040, the number of Americans aged 65 and older will more than double.

Baby Boomers can make a difference difference for US employers because of the knowledge and wisdom they possess, says Gioia. "We are seeing a new trend that personally brings us pleasure: Baby Boomers (ie mature workers) are being valued over young people for their stability and wisdom."

However, employers will have to learn to be more flexible if they want to hold on to this valuable human capital. They will have to offer part-time work, as well as job sharing and other accommodations.

In states with legal cannabis, teen use triggers concerns

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DENVER — The first two states to legalize recreational marijuana are starting to grapple with teenagers’ growing use of highly potent pot, even as both boost the industry and reap huge tax windfalls from its sales.

Though the legal purchase age is 21 in Colorado and Washington, parents, educators and physicians say youths are easily getting hold of edibles infused with tetrahydrocannabinol, or THC, the psychoactive component that causes a high, and concentrates such as “shatter,” a brittle, honey-colored substance that is heated and then inhaled through a special device.

Each poses serious risks to adolescents’ physical and mental health.

“Underage kids have unbelievable access to nuclear-strength weed,” said Andrew Brandt, a Boulder, Colo., software executive whose son got hooked while in high school.

With some marijuana products averaging 68 percent THC — exponentially greater than the pot baby boomers once smoked – calls to poison control centers and visits to emergency rooms have risen. In the Denver area, visits to Children’s Hospital Colorado facilities for treatment of cyclic vomiting, paranoia, psychosis and other acute cannabis-related symptoms jumped to 777 in 2015, from 161 in 2005.

The increase was most notable in the years following legalization of medical sales in 2009 and retail use in 2014, according to a study in the Journal of Adolescent Health published in 2018.

“Horrible things are happening to kids,” said psychiatrist Libby Stuyt, who treats teens in southwestern Colorado and has studied the health impacts of high-potency marijuana. “I see increased problems with psychosis, with addiction, with suicide, with depression and anxiety.”

It is unclear whether all of this means years of generally stagnant pot use among children are coming to an end. Surveys finding little change with pot since 2014 “may not reliably reflect the impact of legalization on adolescent health,” the authors of that 2018 study concluded.

Washington’s latest Healthy Youth Survey showed 20 percent of eighth-graders and nearly half of seniors “perceive little risk of regular marijuana use.” Many teens consider it less risky than alcohol or cigarettes.

As more than a dozen states from Hawaii to New Hampshire consider legalizing marijuana, doctors warn of an urgent need for better education — not just of teens but of parents and lawmakers — about how the products being marketed can significantly affect young people’s brain development.

The limited scientific research to date shows that earlier and more frequent use of high-THC cannabis puts adolescents at greater jeopardy of substance use disorders, mental health issues and poor school performance.

“The brain is abnormally vulnerable during adolescence,” said Staci Gruber, an associate professor of psychiatry at Harvard Medical School who studies how marijuana affects the brain. “Policy seems to have outpaced science, and in the best of all possible worlds, science would allow us to set policy.”

The critics also insist that more must be done to maintain tight regulation of the industry. That’s not been the case so far, they argue, with dispensaries opening near high schools in Seattle and with retail and medical pot shops in Denver outnumbering Starbucks and McDonald’s locations combined.

The bills that passed this spring in each state’s legislature, with bipartisan support, aimed mostly for industry expansion or deregulation. Washington lawmakers lightened the consequences of administrative violations, allowing for written warnings in lieu of fines. Colorado lawmakers approved broader investment in marijuana businesses and home delivery for medicinal users – followed by delivery for recreational users in 2021. Colorado also gave the go-ahead for consumers to use the drug in licensed dispensaries, restaurants and theaters.

Some physicians liken the states’ actions to a public health experiment, one that supports the cannabis industry’s interests while ignoring the implications for adolescents’ health.

Census report shows aging population, more diversity in Lorain County

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New numbers released by the U.S. Census Bureau for 2018 show an aging Lorain County and also a slightly more diverse one.

Lorain County’s population of people 65 and older more than doubled since 1980. The county ranks in the top 10 statewide in the growth of seniors as a percentage of total population.

Although the populations of both Ohio and the U.S. are aging, Lorain County has outpaced both with its increasing population of seniors. Lauren Ksiazek, executive director of the Lorain County Office on Aging, said she has seen the increase through the agency.

“We have seen an increase in requests,” she said. “But funding has not increased to accommodate the increase in the population. We actually took a cut in funding.”

The Office on Aging offers social services that help people stay in their homes, offers housekeeping, helps with Medicare and Medicaid and helps some grandparents who are raising their grandchildren.

Baby boomers fuel demand

Ksiazek said the new numbers are not and should not be a surprise to anyone. The increase is mostly due to the baby boomer generation, born between 1945 and 1964, continuing to reach retirement age and beyond. Ksiazek said the funding they receive did not increase when the boomers hit retirement and now the Office on Aging is stretching its budget to account for everyone who needs its services.

Ksiazek said they’ve had to put people on waiting lists for some of their programs and other aging organizations have had to do the same.

In 2000, the percentage of people 65 and older in Lorain County was about 12 percent, or about 23,000; they now account for 18 percent, or about 56,000, of the population.

Douglas Beach, CEO for the Western Reserve Area on Aging, said they also have seen a higher demand recently, which he said was expected. The birth rate after World War II increased dramatically and then slowed down around the 1970s, giving way to the baby boomers.

Beach said that although they were prepared, no generation is truly ready or prepared for retirement, as Social Security often isn’t enough to cover their needs. Social Security funds are expected to run out by 2035. Beach said the Western Reserve Area on Aging helps prepare people for retirement and also helps determine care plans for seniors.

It also partners with agencies like the Lorain County Office on Aging to deliver services.

Ryan Aroney, marketing and engagement director for United Way, and Beach emphasized social outlets for seniors, which helps their physical and mental health as they get out into the community.

As the population of people 65 and older increases, Beach said it’s important to ensure seniors are a part of a community and have social functions, as studies have shown it lessens the risk for health issues such as depression and dementia.

Aroney said United Way also focuses mostly on the health aspect and preventing chronic diseases, which is where their connection to seniors comes in.

Race, ethnic diversity grow

Numbers for racial and ethnic diversity increased slightly, but have shown a higher rate of growth since 2000. The Lorain County Hispanic population, which is counted as an ethnicity and not a race in the census, grew by about

60 percent between 2000 and 2018, from about 20,000 people to about 32,000.

Statewide, the number of white people has decreased by almost 2 percent, while the all other races and ethnicities have increased.

Aroney said there’s always been an interesting dynamic across Lorain County, with a mix of urban, rural and suburban areas, which brings a lot of diversity into the county.

“We’ve always been diverse,” he said. “… That’s always been our normal.”

Sacramento rookie officer killed on duty Baby boomers raise U.S. median age Moore to seek Alabama Senate seat Alabama’s Moore in U.S. Senate race Judge bars immigration arrests at court

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Alabama’s Moore in U.S. Senate race

MONTGOMERY, Ala. — Alabama Republican Roy Moore announced Thursday that he is running for U.S. Senate again in 2020 after failing to win the seat two years ago amid sexual-misconduct accusations.

With his return to the political stage, Moore faces a crowded GOP primary field as he aims for an eventual rematch against Democratic U.S. Sen. Doug Jones, who bested him in the 2017 special election to fill the seat previously held by Jeff Sessions.

“I believe in America. I believe we’ve got to have politicians that go to Washington and do what they say,” Moore said during his announcement.

Some state and national Republicans, worried that Moore is too polarizing and could jeopardize what should otherwise be a reliable GOP seat, have discouraged him from entering the race.

Moore brushed aside that criticism Thursday, saying the people of Alabama are angry and want Washington to stay out of their elections

During the 2017 race, six women accused Moore of pursuing romantic or sexual relationships with them when they were teenagers as young as 14 and he was an assistant district attorney in his 30s. Two accused him of assault or molestation.

Moore denied the accusations and has said he considered his 2017 defeat, when he lost to Jones by 22,000 votes out of 1.3 million cast, “a fraud.”

Baby boomers raise U.S. median age

ORLANDO, Fla. — Data released by the U.S. Census Bureau on Thursday shows the median age in the U.S. increased by a year to 38.2 years from 2010 to 2018.

The change is attributed to the generation known as baby boomers — the group of Americans born between the end of World War Two and the Beatles’ American invasion in 1964 who have been hitting the retirement mark in the past eight years.

Among states, Maine had the greatest increase in median age, 2.2 years, going from 42.7 years to 44.9 years. For several years now, Maine’s population has grown older, a result of stagnant growth where deaths outnumber births and few people are moving in.

The only state whose median age got younger was North Dakota, which has undergone a population boom driven by growth in the energy sector.

Georgia executes man for ’96 killing

JACKSON, Ga. — A Georgia inmate convicted of the 1996 shotgun slaying of a man who had agreed to give him and another man a ride outside a Walmart store was executed Thursday evening.

Marion Wilson Jr., 42, was pronounced dead at 8:52 p.m. after an injection of the sedative pentobarbital at the state prison in Jackson, the office of the Georgia attorney general said in a statement.

Wilson and Robert Earl Butts Jr. were convicted of murder and sentenced to death for the shotgun slaying of 24-year-old Donovan Parks in Milledgeville, a community in rural Georgia about 90 miles southeast of Atlanta.

Wilson was convicted in November 1997 of malice murder, armed robbery, hijacking a motor vehicle, possession of a firearm during the commission of a felony and possession of a sawed-off shotgun. Butts was found guilty of the same charges about a year later.

Butts, who was 40, was executed in May 2018.

Sacramento rookie officer killed on duty

SACRAMENTO, Calif. — A rookie Sacramento police officer was shot during a domestic violence call and lay wounded for about 45 minutes as the gunman kept officers at bay with bursts of fire, authorities said Thursday. She was finally rescued with an armored vehicle but died at a hospital.

“We are devastated,” Deputy Chief Dave Peletta said. “There are no words to convey the depth of sadness we feel or how heartbroken we are for the family of our young, brave officer.”

Officer Tara O’Sullivan, 26, was shot Wednesday evening while helping a woman collect her belongings to leave her home.

O’Sullivan graduated from the police academy in December and was working with a training officer.

She and other officers arrived at the home at 5:41 p.m. A half-hour later the first shots were fired, and O’Sullivan was hit, authorities said. The gunman continued firing a rifle-type weapon. At 6:54 p.m., additional officers responded with an armored vehicle to rescue O’Sullivan.

Five minutes later, O’Sullivan was taken to UC Davis Medical Center, where she died. The standoff lasted about eight hours before the gunman surrendered.

The woman O’Sullivan was helping was not hurt.

Police identified the suspect as Adel Sambrano Ramos, 45, of Sacramento.

His younger brother, Orlando Ramos, told The Associated Press that Adel Ramos is estranged from his family and has a long record that includes convictions for driving under the influence, drug use and domestic violence.

— Compiled by Democrat-Gazette staff from wire reports

Photo by

AP/DON THOMPSON
Police continue to block off the scene Thursday where a police officer was fatally shot late Wednesday in Sacramento, Calif.

A Section on 06/21/2019

Print Headline: Sacramento rookie officer killed on duty Baby boomers raise U.S. median age Moore to seek Alabama Senate seat Alabama’s Moore in U.S. Senate race Judge bars immigration arrests at court

Study destroys the myth millennials wasting money in the UK

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Millennials in the UK have seen their spending power plummet while baby boomers have grown wealthier over the past two decades, according to a new report.

study by the Resolution Foundation said British young people are now 7% poorer in real terms after housing costs than their counterparts were in 2001.” data-reactid=”23″>A study by the Resolution Foundation said British young people are now 7% poorer in real terms after housing costs than their counterparts were in 2001.

It said people aged 18 to 29 spent most of their spare cash on groceries, education and bills, while people aged 65 and over spent a higher share on hotels, culture, restaurants and recreation.

The findings suggest stereotypes of millennials being the most likely to waste money on eating and going out could be wide of the mark.

Two years ago an Australian millionaire made headlines worldwide by telling millennials to stop frittering away cash on “smashed avocado and coffee” if they wanted to get on the property ladder.

READ MORE: UK government does not know if aid is value for money” data-reactid=”27″>READ MORE: UK government does not know if aid is value for money

The ‘Intergenerational Audit’ by the think tank suggests young people’s incomes have been squeezed since the financial crisis, just as they face higher housing costs.

It suggests there is a “long road” ahead for younger people trying to get on the property ladder at rates similar to older generations.

The report also warns the increased costs of pensions, care, welfare and healthcare for the older generation, living longer with more complex conditions, will be a “major demographic headwind.”

Younger working taxpayers will be contributing to the extra costs, estimated at an additional £36bn a year by 2030.

David Willetts, president of the Intergenerational Centre, said: “From frustrations about buying a first home to fears about the cost of care, Britain faces many intergenerational challenges. The big living standards gains that each generation used to enjoy over their predecessors have stalled.”

But he added: “Welcome steps are being made, from stronger pay growth for young millennials to the success of auto-enrolment into pension saving.”

First-time homebuyers battle baby boomers

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It can be hard to find a home in the Twin Cities, especially if you’re a first time homebuyer.

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Baby Boomers and Obese Americans Will Need Personal Trainers

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The personal training industry has gone through many changes within the past 5 years, but the industry seems to be growing at a good pace. With the popularity of Latin style exercise classes, power lifting and HITT type of training videos & classes, this industry is here to stay. With the baby boomer population retiring and extremely aware of maintaining a healthy lifestyle by being proactive with fitness, they will represent a large demographic at our fitness gyms and personal training studios.

Beside the baby boomers being proactive about their health, there is still a large part of America that is getting more obese, and with fast food chains making their options cheaper to purchase and readily available, American's are eating more than ever and moving less. As we know, it takes 3500 calories to create one pound of fat and some of these fast food options pack a large amount of calories, which will contribute to larger waste lines. The economy did not help this situation from getting better. With a lot of individuals losing their jobs and making their budgets tight, eating unhealthier choices just made sense financially, and if you need to feed your family, you will do whatever it takes to do so.

The challenging aspect is getting everyone moving and that starts in the home and at school. If parents are not motivated themselves to exercise and stay healthy, that mindset will be passed on to their children and this can create a life time of bad habits that are not conducive to living a healthy lifestyle. When it comes to schools, physical education and exercise time is just becoming something of the past. If we as physical educators and personal trainers really want to get a grip on this obesity problem in the United States, we need to bring back physical fitness in the schools. I know schools are on tight budgets, but if the health & fitness industry can come together and let the public school systems know that physical educators are important, it will be a great start.

The health & fitness industry is going to continue to grow for many years to come. With baby boomers starting to see the advantage of having a personal trainer and knowing the importance of maintaining their bone density and keeping with a healthy lifestyle, they are the ones with the financial means, so there will be more programs dedicated for this generation.